9574 W Commerce St, Hernando, MS 38632 Property Records

DeSoto County property record for 9574 W Commerce St, Hernando, MS 38632 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Year BuiltBuilt 1996
Square Footage3,210 sqft Adjusted Area
Lot Size209,088 sqft (4.8 acres)
OccupancyOwner Occupied
Tax Bill$2,333.00 (2025)

Property Details

APN / Parcel Number

Primary APN3-09-2-09-00-0-00008-01

Interior

Bedrooms3 Beds
Total Rooms8 Rooms
Building Area3,210 sqft Adjusted Area
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1996
Exterior MaterialBrick Veneer Exterior
Construction TypeBrick Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof ConstructionHip Roof Construction
Roof MaterialShingle Roof
Lot Area209,088 sqft (4.8 acres)
Shed1 Shed
Shed Area400 sqft Shed
Patio Area435 sqft Patio

Location & Zoning

Street Address9574 W COMMERCE ST
CityHERNANDO
StateMS
Zip38632-7841
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPT SE 1/4 SW 1/4
Legal Range09
Legal Township03
Legal Section09
Legal Lot Number8
JurisdictionDESOTO MS
Minor Civil Division4
Census Blockgroup1
Census Block1027
Census Tract71200

Owner

Source: DeSoto County records · APN 3-09-2-09-00-0-00008-01

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address9574 W COMMERCE ST, HERNANDO, MS 38632-7841
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2023Deed of Trust, Mortgage · Small Business Association Mortgage
COMMUNITY BANK OF MISSISSIPPI
Oct 26, 2021Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Dec 31, 2019Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 19, 2025
Deed SaleMar 19, 2025
Prior SaleOct 26, 2021
Deed Doc Number0010255263
Deed Book / Page1025 / 5263
Record RefreshedJun 08, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address9574 W COMMERCE ST, HERNANDO, MS 38632-7841
Transaction TypeMortgage
Record UpdatedJun 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address9547 E COMERCE ST, HERNANDO, MS 38632

Mortgage

Document Number5660/27963
DateApr 14, 2023
Book Page5660/27963
Lender
NameCOMMUNITY BANK OF MISSISSIPPI
TypeBank
AddressBRANDON, MS 39043
Agreement
TypeSmall Business Association Mortgage
AmountAmount Recorded
Term84 Months
DueApr 10, 2030
Interest
Rate TypeAdjustable Rate

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateOct 26, 2021
Property Address9574 W COMMERCE ST, HERNANDO, MS 38632-7841
Document Number0000976/11
Book / Page976 / 11
Instrument DateOct 20, 2021
Transaction TypeTransfer
Record UpdatedNov 29, 2022
Title CompanyNOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address256 MALONE RD N, 256, HERNANDO, MS 38632-7140

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address9574 W COMMERCE ST, HERNANDO, MS 38632-7841

Mortgage

Document Number0005381602
DateOct 26, 2021
Instrument5381/602
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

December 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionDESOTO MS
Recording DateDec 31, 2019
Property Address9574 W COMMERCE ST, HERNANDO, MS 38632-7841
Document Number000908/232
Book / Page0908 / 232
Instrument DateDec 16, 2019
Transaction TypeForeclosure
Record UpdatedNov 29, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5214 LINCOLN ROAD EXT, HATTIESBURG, MS 39402-8072

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,333.00 (+12%)$27,954 (+35.48%) Land $3,840 Building $24,114$279,537 (+35.48%) Land $38,400 Building $241,137
2023$2,083.00$20,634$206,338 Land $38,400 Building $167,938

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