9570 Downes St NE, Lowell, MI 49331 Property Records

Kent County property record for 9570 Downes St NE, Lowell, MI 49331

Property Summary

Property Type	Single Family Home
Details	2 bd · 4 ba · 2,632 sqft · built 1989
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on File
Last Sale	$739,000 (Jun 2024)
Tax Bill	$9,649 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-15-13-400-038`

Property Details

APN / Parcel Number

Primary APN	`41-15-13-400-038`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	12 Rooms
Building Area	2,632 sqft Living Area
1st Floor Area	1,960 sqft
Basement Area	1,960 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Cape Cod
Lot Area	174,240 sqft (4 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	1,532 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9570 DOWNES ST NE
City	LOWELL
State	MI
Zip	49331-9772
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP-1
Legal Description	PART OF SE 1/4 COM 328.55 FT S 87D 40M 03S W ALONG E&W 1/4 LINE FROM E 1/4 COR TH N 87D 40M 03S E ALONG E&W 1/4 LINE 328.55
Legal Range	10W
Legal Township	07N
Legal Section	13
Jurisdiction	KENT MI
Township / Civil Division	ADA
Census Block Group	1
Census Block	1011
Census Tract	11901

Owner

9570 Downes St NE is owned and occupied by two individuals who bought it in June 2024.

Source: Kent County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9570 DOWNES ST NE, LOWELL, MI 49331-9772
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Deed of Trust, Mortgage · Line of Credit MACATAWA BANK
Aug 17, 2020	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS
Oct 2, 2017	Quit Claim Deed, Transfer DONALD G WARREN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2024 · Amount on File
Deed Sale	Jun 11, 2024 · Amount on File
Prior Sale	Aug 17, 2020 · Amount on File
Deed Document Number	202430859
Prior Transfer Date	Sep 7, 2017
Prior Transfer Doc	0000082904
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	9570 DOWNES ST NE, LOWELL, MI 49331-9772
Transaction Type	Mortgage
Record Updated	Sep 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9570 DOWNES ST NE, LOWELL, MI 49331-9772

Mortgage

Document Number	0000065056
Date	Aug 16, 2022
Instrument	20220816-0065056

Lender

Name	MACATAWA BANK
Type	Bank
Address	HOLLAND, MI 49424

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Aug 17, 2020
Property Address	9570 DOWNES ST NE, LOWELL, MI 49331-9772
Document Number	0000073628
Instrument Date	Jul 15, 2020
Instrument	20200817-0073628
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	GRAND RAPIDS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,472.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9570 DOWNES ST NE, 9570, LOWELL, MI 49331-9772

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9570 DOWNES ST NE, LOWELL, MI 49331-9772

Mortgage

Document Number	0000073629
Date	Aug 17, 2020
Instrument	20200817-0073629

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENT MI
Recording Date	Oct 2, 2017
Property Address	9570 DOWNES ST NE, LOWELL, MI 49331-9772
Document Number	0000082904
Instrument Date	Sep 7, 2017
Instrument	82904
Transaction Type	Transfer
Record Updated	Dec 11, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9570 DOWNES ST LOWELL MI 49331, LOWELL, MI 49331

Mortgage

Document Number	93098
Date	Oct 2, 2017
Instrument	93098

Lender

Name	DONALD G WARREN
Address	9570 DOWNES ST, LOWELL, MI 49331

Agreement

Amount	Amount on Record

Interest

Rate	5%

Tax Assessment & Valuation

The 2025 property tax bill for 9570 Downes St NE was $9,649.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Ada Township
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$330,700 (+11.08%)	$661,400 (+11.08%)
2025	$9,649.00 Homeowner's exemption	$297,700	$595,400
2023		$255,900	$511,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9570 Downes St NE in Zone X, an area of minimal flood risk, though there have been 33 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	33 (1978–2023)
Claims Outside the SFHA	4 of 33
Most Recent Claim	Apr 2023 · rainfall accumulation
Claims by Event	Flooding, Apr 2013 · 5 claims Severe Storms, Tornadoes, And Flooding, May 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9570 Downes St NE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Point Broadband, Spectrum, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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