Morgan County property record for 957 W Point Rd, Somerville, AL 35670
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,393 sqft · built 1991 |
| Lot Size | 16 acres (696,960 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,284 (2025) |
| Deeds & Mortgages | Sep 2018 Mortgage Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-02-09-0-000-006.002 |
| Primary APN | 18-02-09-0-000-006.002 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,393 sqft Living Area |
| 1st Floor Area | 2,393 sqft |
| Upper Floors Area | 727 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 696,960 sqft (16 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 69260 |
|---|---|
| Street Address | 957 W POINT RD |
| City | SOMERVILLE |
| State | AL |
| Zip | 35670-5564 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N1/2 OF NW1/4 OF NW1/4 IN SEC 9-T7S-R1W, LESS & EXC: BEG AT NW COR OF NW1/4 OF NW1/4, THE 200', TH SO 424', TH W 200' , TH N |
| Legal Range | 1W |
| Legal Township | 7S |
| Legal Section | 09 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | LACEYS SPRING |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 5701 |
957 W Point Rd is owned and occupied by an individual.
Source: Morgan County records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 957 W POINT RD, SOMERVILLE, AL 35670-5564 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 20, 2018 | Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK |
| Mar 16, 2018 | Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 957 W POINT RD, SOMERVILLE, AL 35670-5564 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2018 |
| Name | Verified Name |
|---|
| Document Number | 2018/30238 |
|---|---|
| Date | Sep 20, 2018 |
| Book Page | 2018/30238 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | ARAB, AL 35016 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 5, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 957 W POINT RD, SOMERVILLE, AL 35670-5564 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2018 |
| Name | Verified Name |
|---|
| Document Number | 2018/07638 |
|---|---|
| Date | Mar 16, 2018 |
| Book Page | 2018/07638 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | DECATUR, AL 35603 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 2, 2048 |
The 2025 property tax bill for 957 W Point Rd was $1,284 with exemptions applied.
Source: Morgan County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,284.00 | $46,570 (-) Land $9,870 Building $36,700 | $465,700 (-) Land $98,700 Building $367,000 |
| 2024 | $46,570 (-) Land $9,870 Building $36,700 | $465,700 (-) Land $98,700 Building $367,000 | |
| 2023 | $1,411.00 (+5.85%) Homeowner's exemption Senior Citizen's exemption | $46,570 (+5.77%) Land $9,870 Building $36,700 | $465,700 (+5.77%) Land $98,700 Building $367,000 |
| 2022 | $1,333.00 Homeowner's exemption | $44,030 Land $8,970 Building $35,060 | $440,300 Land $89,700 Building $350,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 957 W Point Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 5 (2015–2021) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Mar 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 957 W Point Rd is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 52% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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