957 W 5th St, Merced, CA 95341 Property Records

Merced County property record for 957 W 5th St, Merced, CA 95341

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,222 sqft · built 1971
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Sep 2022)
Tax Bill	$3,252 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Apr 2021 Mortgage
Flood Zone	Zone AO (high risk)
APN	`032-192-022-000`

Property Details

APN / Parcel Number

Primary APN	`032-192-022-000`
Alternative APN	`032-192-022`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,222 sqft Living Area
1st Floor Area	1,222 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	7,000 sqft (0.161 acres)
Garage Area	290 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Porch
Porch Area	39 sqft
Patio Area	39 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	032-192-022
Street Address	957 W 5TH ST
City	MERCED
State	CA
Zip	95341-6608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	PARCEL 8 PM 11-36 SEC 25/7/13
Legal Range	13E
Legal Township	7S
Legal Section	25
Legal Subdivision	CITY/MERCED &
Legal Block	525
Legal Lot Number	1
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	3
Census Block	3012
Census Tract	1503

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	957 W 5TH ST, MERCED, CA 95341-6608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2022	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Apr 6, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2022 · Amount on Record
Deed Sale	Sep 30, 2022 · Amount on Record
Prior Sale	Jan 9, 2002 · Amount on Record
Deed Document Number	202234165
Prior Transfer Date	Nov 18, 2004
Prior Transfer Doc	0000081249
Record Updated	Oct 29, 2026

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Sep 30, 2022
Property Address	957 W 5TH ST, MERCED, CA 95341-6608
Document Number	0000034165
Map Reference	MB 2 PG 59
Instrument Date	Sep 29, 2022
Instrument	2022034165
Transaction Type	Transfer
Record Updated	Oct 31, 2022
Title Company	ELEVATED TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	957 W 5TH ST, MERCED, CA 95341-6608

Mortgage

Document Number	0000034166
Date	Sep 30, 2022
Instrument	2022034166

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Apr 6, 2021
Property Address	957 W 5TH ST, MERCED, CA 95341-6608
Document Number	0000015542
Map Reference	MB 11 PG 36
Instrument Date	Jan 23, 2021
Instrument	2021015542
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	957 W 5TH ST, MERCED, CA 95341-6608

Mortgage

Document Number	0000015543
Date	Apr 6, 2021
Instrument	2021015543

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$297,137 (+2%) Land $90,202 Building $206,935
2025	$3,252.00 (+7.19%)	$291,312 (+4.04%) Land $88,434 Building $202,878
2023	$3,034.00 (+96.38%)	$280,000 Land $85,000 Building $195,000
2022	$1,545.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 63 policies
Nearby Flood Policies	63 in force
Nearby Flood Claims	2 (2006–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Ayera Technologies, GeoLinks.

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