957 Stow Ln, Lafayette, CA 94549 Property Records

Contra Costa County property record for 957 Stow Ln, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,857 sqft · built 1941
Lot Size	1.37 acres (60,112 sqft)
Owner	2 Individual Names on File
Last Sale	$2,850,000 (May 2022)
Tax Bill	$34,993 (2025)
Deeds & Mortgages	Jun 2021 Mortgage May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`233-191-023-8`

Property Details

APN / Parcel Number

Primary APN	`233-191-023-8`
Alternative APN	`233-191-023`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,857 sqft Living Area
1st Floor Area	2,221 sqft
Basement Area	636 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1980
Lot Area	60,112 sqft
Garage Type	Attached
Garage Area	801 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	957 STOW LN
City	LAFAYETTE
State	CA
Zip	94549-4710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POR RO CANADA DEL PINOLE
Legal Subdivision	BOCA DE LA CANADA PINOLE RHO
Legal Lot Number	1-5
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1005
Census Tract	349000

Owner

Source: Contra Costa County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	957 STOW LN, LAFAYETTE, CA 94549-4710
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
May 17, 2022	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jul 11, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 17, 2022 · Amount on Record
Deed Sale	May 17, 2022 · Amount on Record
Deed Document Number	202283972
Prior Transfer Date	May 1, 2015
Prior Transfer Doc	0000113251
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	957 STOW LN, LAFAYETTE, CA 94549-4710
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TTL CO MONTCLAI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	957 STOW LN, LAFAYETTE, CA 94549-4710

Mortgage

Document Number	0000169975
Date	Jun 11, 2021
Instrument	2021-169975

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Type Change Date	Jul 1, 2031
Change Frequency	Monthly
Min Rate At Change	2.75%
Max Rate At Change	7.37%
Index	Other
Max Rate	7.37%

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 17, 2022
Property Address	957 STOW LN, LAFAYETTE, CA 94549-4710
Document Number	0000083972
Instrument Date	May 16, 2022
Instrument	2022-083972
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	957 STOW LN, LAFAYETTE, CA 94549-4710

Mortgage

Document Number	0000083973
Date	May 17, 2022
Instrument	2022-083973

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

July 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 11, 2017
Property Address	957 STOW LN, LAFAYETTE, CA 94549-4710
Document Number	0000123242
Instrument Date	Jun 30, 2017
Instrument	123242
Transaction Type	Transfer
Record Updated	Jul 14, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	957 STOW LN LAFAYETTE CA 945494710, LAFAYETTE, CA 94549-4710

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,084,930 (+2%) Land $2,435,472 Building $649,458
2025	$34,993.00 (+3.44%)	$3,024,442 (+4.04%) Land $2,387,718 Building $636,724
2023	$33,829.00 (+265.17%)	$2,907,000 Land $2,295,000 Building $612,000
2022	$9,264.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	9 (1978–2017)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Etheric Networks, Verizon.

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