957 Stewart Ave, Elgin, IL 60120 Property Records

Cook County property record for 957 Stewart Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,285 sqft · built 1963
Lot Size	0.186 acres (8,120 sqft)
Owner	Individual Name on Record
Last Sale	$102,000 (Sep 2016)
Tax Bill	$4,803 (2023)
Deeds & Mortgages	May 2026 Transfer Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-06-121-019`

Property Details

APN / Parcel Number

Primary APN	`06-06-121-019`
Alternative APN	`06-06-121-019-0000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,285 sqft Living Area
1st Floor Area	1,285 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1964
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	8,120 sqft (0.186 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	957 STEWART AVE
City	ELGIN
State	IL
Zip	60120-2360
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST17 0 FT LOT422 & ALL LOTS423&42 4
Legal Range	9E
Legal Township	41N
Legal Section	06
Legal Subdivision	FOURTH ADD BLACKHAWK M
Legal Lot Number	100
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1013
Census Tract	804313

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	957 STEWART AVE, ELGIN, IL 60120-2360
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 8, 2017	Grant Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2016 · Amount on Record
Deed Sale	Sep 19, 2016 · Amount on Record
Prior Sale	Aug 31, 2015
Deed Document Number	201650022
Prior Transfer Date	Apr 23, 2010
Prior Transfer Doc	0000050028
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	May 18, 2026
Property Address	957 STEWART AVE, ELGIN, IL 60120-2360
Document Number	0000023150
Instrument Date	Apr 15, 2026
Instrument	202623150
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	957 STEWART AVE, ELGIN, IL 60120-2360

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	957 STEWART AVE, ELGIN, IL 60120-2360
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004917135
Date	Feb 18, 2021
Instrument	2104917135

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.62%

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	May 8, 2017
Property Address	957 STEWART AVE, ELGIN, IL 60120-2360
Document Number	1712804026
Instrument Date	Apr 28, 2017
Instrument	12804026
Transaction Type	Transfer
Record Updated	May 22, 2017
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1926 HUNTINGTON BLVD HOFFMAN ESTATES IL 601696705, HOFFMAN ESTATES, IL 60169-6705

Mortgage

Document Number	1712804027
Date	May 8, 2017
Instrument	12804027

Lender

Name	FINANCE OF AMERICA MTG
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2047

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$26,000 (+3%) Land $5,684 Building $20,316	$260,000 (+3%) Land $56,840 Building $203,160
2023	$4,803.00 (+3.58%)
2022	$4,637.00 Homeowner's exemption	$20,000 Land $5,278 Building $14,722	$200,000 Land $52,780 Building $147,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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