957 S 12th St, Banning, CA 92220 Property Records

Riverside County property record for 957 S 12th St, Banning, CA 92220

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.75 ba · 2,860 sqft · built 2005
Lot Size0.49 acres (21,344 sqft)
Owner2 Trust Names on File
Last Sale$28,000 (Jan 2003)
Tax Bill$7,891 (2025)
Deeds & MortgagesApr 2024 Transfer
Oct 2023 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN543-020-047

Property Details

APN / Parcel Number

Primary APN543-020-047

Interior

Bedrooms5 Beds
Full Baths2.75 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,860 sqft Living Area
Gross Area3,620 sqft
1st Floor Area2,860 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Construction TypeWood
Roof MaterialTile
Lot Area21,344 sqft (0.49 acres)
Garage TypeAttached
Garage Area580 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address957 S 12TH ST
CityBANNING
StateCA
Zip92220-1604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Description.49 ACRES NET IN LOT 18 MB 124/032 TR 14076
Legal SubdivisionTRACT 14076
Legal Tract14076
Legal Lot Number18
JurisdictionRIVERSIDE CA
Township / Civil DivisionSAN GORGONIO PASS
Census Block Group1
Census Block1000
Census Tract43813

Owner

957 S 12th St is owner-occupied and held in a trust since January 2003.

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on File
Mailing Address957 S 12TH ST, BANNING, CA 92220-1604
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2024Intrafamily Transfer, Transfer
Oct 24, 2023Intrafamily Transfer, Transfer
Jun 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
OWNING CORPORATION
Jun 26, 2017Deed of Trust, Mortgage · Conventional with PMI
HOMEWARD RESID'L

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 28, 2003 · Amount on File
Deed SaleJan 28, 2003 · Amount on File
Prior SaleJun 27, 2002 · Amount on File
Deed Document Number200361703
Prior Transfer DateJun 30, 1997
Prior Transfer Doc0000242743
Record UpdatedOct 29, 2026

April 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionRIVERSIDE CA
Recording DateApr 29, 2024
Property Address957 S 12TH ST, BANNING, CA 92220-1604
Document Number0000124162
Map ReferenceMB 124 PG 32&33
Instrument DateApr 25, 2024
Instrument2024-0124162
Transaction TypeTransfer
Record UpdatedMay 10, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address957 S 12TH ST, BANNING, CA 92220-1604

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionRIVERSIDE CA
Recording DateOct 24, 2023
Property Address957 S 12TH ST, BANNING, CA 92220-1604
Document Number0000314735
Map ReferenceMB 124 PG 32&32
Instrument DateSep 21, 2023
Instrument2023-0314735
Transaction TypeTransfer
Record UpdatedNov 3, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address957 S 12TH ST, BANNING, CA 92220-1604

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address957 S 12TH ST, BANNING, CA 92220-1604
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyORANGE COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000236187
DateJun 4, 2020
Instrument2020-0236187
Lender
NameOWNING CORPORATION
TypeNon-Lending Institution
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2050

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address957 S 12TH ST, BANNING, CA 92220-1604
Document Number0000274937
Instrument DateJun 26, 2017
Transaction TypeMortgage
Record UpdatedJul 17, 2017
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address957 S 12TH ST BANNING CA 922201604, BANNING, CA 92220-1604

Mortgage

Document Number0000274937
DateJul 6, 2017
Instrument274937
Lender
NameHOMEWARD RESID'L
AddressADDISON, TX 75001
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJul 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 957 S 12th St was $7,891.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityBanning City
CountyRiverside County
Unified School DistrictBanning Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$581,620 (+2%) Land $69,781 Building $511,839
2025$7,891.00$570,216 Land $68,413 Building $501,803
2023$7,731.00 (+5.04%)$548,075 Land $65,757 Building $482,318
2022$7,360.00
2021$474,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 957 S 12th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 957 S 12th St is high, ranking above 83% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 83% of the US · above 63% of California
Wildfire Likelihood0.7% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BANNING
serves 31,680 people · EPA ID CA3310006
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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