957 River Dr, Gaffney, SC 29340 Property Records

Cherokee County property record for 957 River Dr, Gaffney, SC 29340

Property Summary

Property TypeResidential Vacant Land
Lot Size2.36 acres (103,237 sqft)
OwnerIndividual Name on Record
Last Sale$25,000 (Oct 2020)
Tax Bill$411 (2025)
Deeds & MortgagesOct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN028395-23-3

Property Details

APN / Parcel Number

Primary APN028395-23-3
Alternative APNs
  • 1170000001042 00081794
  • 117-00-00-001.042
  • 028210223

Exterior

Lot Area103,237 sqft (2.36 acres)

Location & Zoning

Old Parcel Number1170000001042 00081794
Street Address957 RIVER DR
CityGAFFNEY
StateSC
Zip29340-4556
Property CategoryResidential
Property TypeVacant Land > Residential
Legal Description957 RIVER DR LT#12 FM STEPHENS/INVESTMENT RETIREMENT TRUST $25000
Legal Lot Number12
JurisdictionCHEROKEE SC
Township / Civil DivisionGAFFNEY
Census Block Group4
Census Block4023
Census Tract970302

Owner

Source: Cherokee County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 1754, GAFFNEY, SC 29342-1754
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 8, 2020 · Amount on Record
Deed SaleOct 8, 2020 · Amount on Record
Deed Document Number0001271196
Deed Book / Page127 / 1196
Last Transfer DateOct 9, 2020
Transfer Doc0001271196
Record UpdatedJun 8, 2026

October 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHEROKEE SC
Recording DateOct 9, 2020
Property Address957 RIVER DR # 12, 12, GAFFNEY, SC 29340-4556
Document Number0001271196
Book / Page000127 / 001196
Instrument DateOct 8, 2020
Instrument5473
Transaction TypeTransfer
Record UpdatedNov 25, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$93.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1754 GAFFNEY SC 293421754, GAFFNEY, SC 29342-1754

Mortgage

Document Number1271199
DateOct 9, 2020
Book Page000127/001199
Instrument5474
Lender
NameR&R INVST RETIREMENT TR (CT)
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCherokee County
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$411.00 (+5.66%)$1,200 (-) Land $1,200$20,000 (-) Land $20,000
2023$389.00$1,200 Land $1,200$20,000 Land $20,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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