957 Prosperity St, Mountain House (Tracy), CA 95391 Property Records

San Joaquin County property record for 957 Prosperity St, Mountain House, CA 95391

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,380 sqft · built 2018
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$1,029,000 (Dec 2018)
Tax Bill	$18,987 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`262-190-360-000`

Property Details

APN / Parcel Number

Primary APN	`262-190-360-000`
Alternative APN	`262-190-36`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,380 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	8,712 sqft (0.2 acres)
Garage Area	600 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	262-190-36
Street Address	957 PROSPERITY ST
City	TRACY
State	CA
Zip	95391-8800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MOUNTAIN HOUSE NBRHD D-WE
Legal Block	1
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1026
Census Tract	5223

Owner

957 Prosperity St is owned and occupied by two individuals who bought it in December 2018.

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	957 PROSPERITY ST, TRACY, CA 95391-8800
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL FUNDING SOLUTIONS INC
Sep 29, 2021	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Sep 6, 2019	Deed of Trust, Mortgage US BK
Apr 1, 2019	Deed of Trust, Mortgage US BK
Dec 19, 2018	Deed of Trust, Mortgage MUFG UNION BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2018 · Amount on File
Deed Sale	Dec 21, 2018 · Amount on File
Prior Sale	Apr 12, 2018 · Amount on File
Deed Document Number	2018143316
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	957 PROSPERITY ST, MOUNTAIN HOUSE, CA 95391-8800
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	957 PROSPERITY ST, MOUNTAIN HOUSE, CA 95391-8800

Mortgage

Document Number	0000065546
Date	Apr 14, 2021
Instrument	2021-065546

Lender

Name	FINANCIAL FUNDING SOLUTIONS INC
Type	Mortgage Company
Address	LITTLETON, CO 80127

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	957 PROSPERITY ST, MOUNTAIN HOUSE, CA 95391-8800
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	957 PROSPERITY ST, MOUNTAIN HOUSE, CA 95391-8800

Mortgage

Document Number	0000163186
Date	Sep 29, 2021
Instrument	2021-163186

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 13, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	957 PROSPERITY ST, MOUNTAIN HOUSE, CA 95391-8800
Document Number	0000099657
Instrument Date	Sep 6, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	REGIONAL LENDER CENTER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	957 PROSPERITY ST MOUNTAIN HOUSE CA 95391, MOUNTAIN HOUSE, CA 95391

Mortgage

Document Number	0000099657
Date	Sep 11, 2019
Instrument	99657

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 10, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	957 PROSPERITY ST, MOUNTAIN HOUSE, CA 95391-8800
Document Number	0000033917
Instrument Date	Apr 1, 2019
Transaction Type	Mortgage
Record Updated	Apr 19, 2019
Title Company	REGIONAL LENDER CENTER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	957 PROSPERITY ST MOUNTAIN HOUSE CA 95391, MOUNTAIN HOUSE, CA 95391

Mortgage

Document Number	0000033917
Date	Apr 5, 2019
Instrument	33917

Lender

Name	US BK
Type	Bank
Address	TRACY, CA 95391

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 4, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	957 PROSPERITY ST, MOUNTAIN HOUSE, CA 95391-8800
Document Number	0000143317
Instrument Date	Dec 19, 2018
Transaction Type	Mortgage
Record Updated	Apr 11, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1914 MENOMINEE DR FRISCO TX 750330637, FRISCO, TX 75033-0637

Mortgage

Document Number	0000143317
Date	Dec 21, 2018
Instrument	143317

Lender

Name	MUFG UNION BK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 20, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

The 2026 property tax bill for 957 Prosperity St was $18,987, up 11.1% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Mountain House City
Unified School District	Lammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$18,987.00 (+11.07%)
2025	$17,094.00	$1,147,380 Land $228,679 Building $918,701
2023	$16,355.00 (+2.07%)	$1,102,828 Land $219,800 Building $883,028	$1,197,540
2022	$16,023.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 957 Prosperity St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 957 Prosperity St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNTAIN HOUSE serves 26,400 people · EPA ID CA3910027
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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