Kenton County property record for 957 John St, Covington, KY 41016
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,008 sqft · built 1928 |
| Lot Size | 0.072 acres (3,168 sqft) |
| Owner | Individual Name on File |
| Last Sale | $88,500 (Jun 2019) |
| Tax Bill | $814 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-30-00-090.00 |
| Primary APN | 040-30-00-090.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,008 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Exterior Material | Stucco |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 3,168 sqft (0.072 acres) |
| Lot Dimensions | 110 ft deep x 28.8 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Old Parcel Number | 0403000090.00 |
|---|---|
| Street Address | 957 JOHN ST |
| City | COVINGTON |
| State | KY |
| Zip | 41016-1632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MITCHELL JOHN E 28' LOT 26 & W 9 LOT 25 28.75'X 110' |
| Legal Subdivision | MITCHELL JOHN |
| Legal Lot Number | 25,26 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 63800 |
Source: Kenton County records · APN 040-30-00-090.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 957 JOHN ST, COVINGTON, KY 41016-1632 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 10, 2022 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 25, 2019 | Warranty Deed, Transfer · VA Mortgage AMERICAN NBRHD MTG ACCPTNC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 25, 2019 · Amount on Record |
| Deed Sale | Jun 25, 2019 · Amount on Record |
| Prior Sale | May 21, 2014 · Amount on Record |
| Deed Document Number | 0006690180 |
| Deed Book / Page | 6690 / 180 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 957 JOHN ST, COVINGTON, KY 41016-1632 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0005900031 |
|---|---|
| Date | Feb 10, 2022 |
| Book Page | 336/270 |
| Instrument | 22021005900031 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 25, 2019 |
| Property Address | 957 JOHN ST, COVINGTON, KY 41016-1632 |
| Document Number | 0000000318 |
| Book / Page | 0C6690 / 000180 |
| Instrument Date | Jun 21, 2019 |
| Instrument | 318 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2019 |
| Title Company | BRIDGETRUST TITLE GROUP, BRIDGETRUST TITLE GRP |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $88.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6761 PARKLAND PL #92 FLORENCE KY 410422160, 92, FLORENCE, KY 41042-2160 |
| Document Number | 319 |
|---|---|
| Date | Jun 25, 2019 |
| Book Page | 0C6690/000182 |
| Instrument | 319 |
| Name | AMERICAN NBRHD MTG ACCPTNC |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 24, 2049 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $814.00 (-4.8%) Homeowner's exemption | $110,600 (-) Land $5,000 Building $105,600 | $110,600 (-) Land $5,000 Building $105,600 |
| 2023 | $855.00 Homeowner's exemption | $110,600 Land $5,000 Building $105,600 | $110,600 Land $5,000 Building $105,600 |
Source: FEMA National Flood Hazard Layer as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile USA, Verizon.
Based on FCC filings for 248 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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