St. Charles County property record for 957 Guildford Ct, Saint Charles, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,572 sqft · built 1985 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $187,500 (May 2017) |
| Tax Bill | $3,315 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A850003214 |
| Primary APN | A850003214 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,572 sqft Living Area |
| Gross Area | 2,388 sqft |
| 1st Floor Area | 1,236 sqft |
| Basement Area | 480 sqft |
| Finished Basement | 336 sqft |
| Unfinished Basement | 144 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | Deck Area |
| Patio Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A850003214 |
|---|---|
| Street Address | 957 GUILDFORD CT |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-6946 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWER PK #1 LOT 42 |
| Legal Subdivision | TOWER PK #1 |
| Legal Lot Number | 42 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 311150 |
957 Guildford Ct is owned and occupied by two individuals who bought it in May 2017.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 957 GUILDFORD CT, SAINT CHARLES, MO 63304-6946 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 21, 2020 | Deed of Trust, Mortgage REGIONS MTG |
| May 5, 2017 | Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY CU OF BELOIT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2017 · Amount on File |
| Deed Sale | May 5, 2017 · Amount on File |
| Prior Sale | Apr 2, 2008 · Amount on File |
| Deed Document Number | 2017275970 |
| Deed Book / Page | 6739 / 1669 |
| Prior Transfer Date | Mar 18, 2008 |
| Prior Transfer Doc | 0049602139 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 957 GUILDFORD CT, SAINT CHARLES, MO 63304-6946 |
| Document Number | 0000065089 |
| Instrument Date | Aug 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 957 GUILDFORD CT ST CHARLES MO 633046946, ST CHARLES, MO 63304-6946 |
| Document Number | 0000065089 |
|---|---|
| Date | Sep 4, 2020 |
| Instrument | 65089 |
| Name | REGIONS MTG |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35244 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 3, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 5, 2017 |
| Property Address | 957 GUILDFORD CT, SAINT CHARLES, MO 63304-6946 |
| Document Number | 0067391669 |
| Book / Page | 6739 / 1669 |
| Map Reference | MB 24 PG 2 |
| Instrument Date | Apr 28, 2017 |
| Instrument | 20170505000275970 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 78 PARK CHARLES BLVD N # NN, 78, SAINT PETERS, MO 63376-3123 |
| Name | Verified Name |
|---|---|
| Address | 957 GUILDFORD CT, SAINT CHARLES, MO 63304-6946 |
| Document Number | 20170505000275980 |
|---|---|
| Date | May 5, 2017 |
| Instrument | 20170505000275980 |
| Name | FIRST COMMUNITY CU OF BELOIT |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2047 |
The 2025 property tax bill for 957 Guildford Ct was $3,315, up 11.2% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $55,803 (-) | $293,702 (-) Building $293,702 | |
| 2025 | $3,315.00 (+11.24%) | $55,803 | $293,702 Building $293,702 |
| 2024 | $2,980.00 | ||
| 2023 | $49,795 | ||
| 2022 | $262,078 Land $55,000 Building $207,078 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 957 Guildford Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 957 Guildford Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures