957 Gotthard Pass Dr, Winter Haven, FL 33881 Property Records

Polk County property record for 957 Gotthard Pass Dr, Winter Haven, FL 33881

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,582 sqft · built 2021
Lot Size	0.169 acres (7,366 sqft)
Owner	Company Name on File
Last Sale	$380,000 (Feb 2022)
Tax Bill	$5,692 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Feb 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-28-02-522104-000370`

Property Details

APN / Parcel Number

Primary APN	`26-28-02-522104-000370`
Alternative APN	`022826522104000370`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,582 sqft Living Area
Gross Area	3,023 sqft
1st Floor Area	1,071 sqft
Upper Floors Area	1,511 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	7,366 sqft (0.169 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	441 sqft
Porch	Unfinished Open Porch
Porch Area	340 sqft

Location & Zoning

Street Address	957 GOTTHARD PASS DR
City	WINTER HAVEN
State	FL
Zip	33881-9420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE LUCERNE PHASE 5 PB 180 PGS 35-40 LOT 37
Legal Range	26E
Legal Township	28S
Legal Section	02
Legal Subdivision	LAKE LUCERNE PHASE 5
Legal Phase	5
Legal Block	2
Legal Lot Number	37
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2027
Census Tract	12803

Owner

957 Gotthard Pass Dr is owned by a company that bought it in February 2022.

Source: Polk County records, as of September 28, 2026

Owner of Record	Company Name on File
Mailing Address	600 GALLERIA PKWY SE, 300, ATLANTA, GA 30339-8146
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2022	Deed of Trust, Mortgage · Unknown MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
Feb 22, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Oct 5, 2021	Special Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2022 · Amount on File
Deed Sale	Feb 22, 2022 · Amount on File
Prior Sale	Oct 5, 2021 · Amount on File
Deed Document Number	202247075
Deed Book / Page	12126 / 1744
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	957 GOTTHARD PASS DR, WINTER HAVEN, FL 33881-9420
Transaction Type	Mortgage
Record Updated	Feb 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000190824
Date	Jul 13, 2022
Book Page	12336/868
Instrument	2022190824

Lender

Name	MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
Type	Mortgage Company
Address	DULUTH, GA 30096

Agreement

Type	Unknown
Amount	Amount on Record

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Feb 22, 2022
Property Address	957 GOTTHARD PASS DR, WINTER HAVEN, FL 33881-9420
Document Number	0000047075
Book / Page	12126 / 1744
Map Reference	MB 180 PG 35
Instrument Date	Feb 18, 2022
Instrument	2022047075
Transaction Type	Transfer
Record Updated	Feb 23, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$2,660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7125 DARIEN WAY, CLEARWATER, FL 33764-7018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261
Investor	Possibly a Property Investor

October 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 5, 2021
Property Address	957 GOTTHARD PASS DR, WINTER HAVEN, FL 33881-9420
Document Number	0000259418
Book / Page	11923 / 1825
Map Reference	MB 180 PG 35
Instrument Date	Sep 30, 2021
Instrument	2021259418
Transaction Type	Transfer
Record Updated	Feb 23, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$2,221.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9102 SOUTHPARK CENTER LOOP STE 100, 100, ORLANDO, FL 32819-8626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7125 DARIEN WAY, CLEARWATER, FL 33764-7018

Tax Assessment & Valuation

The 2025 property tax bill for 957 Gotthard Pass Dr was $5,692, up 0.2% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$276,318 (-7.66%) Land $50,000 Building $226,318	$276,318 (-7.66%) Land $50,000 Building $226,318
2025	$5,692.00 (+0.25%)	$299,233 Land $50,000 Building $249,233	$299,233 Land $50,000 Building $249,233
2024	$5,678.00 (-7.27%)
2023	$6,123.00 (+24.5%)	$318,000 (+25.66%) Land $48,000 Building $270,000	$318,000 (+25.66%) Land $48,000 Building $270,000
2022	$4,918.00	$253,057 Land $40,000 Building $213,057	$253,057 Land $40,000 Building $213,057

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 957 Gotthard Pass Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 957 Gotthard Pass Dr is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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