957 E 4th St, Winona, MN 55987 Property Records

Winona County property record for 957 E 4th St, Winona, MN 55987 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1988
Square Footage1,190 sqft Living Area
Lot Size6,011 sqft (0.138 acres)
OccupancyOwner Occupied
Last Sale$52,000 (2018)
Tax Bill$1,962.00 (2026)

Owner

Source: Winona County records · APN 32.155.0240

Assessment roll updated August 5, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address957 E 4TH ST, WINONA, MN 55987-4606
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2019Deed of Trust, Mortgage · Line of Credit
MERCHANTS BANK
Jun 04, 2018Deed, Transfer · Adjustable Rate Mortgage (ARM)
MERCHANTS BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 04, 2018 · Amount on Record
Deed SaleJun 04, 2018 · Amount on Record
Prior SaleMay 30, 2018 · Amount on Record
Deed Doc Number201810462
Prior Transfer DateJun 21, 2013
Prior Transfer DocT9666
Record RefreshedJun 08, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINONA MN
Property Address957 E 4TH ST, WINONA, MN 55987-4606
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10601
DateJun 17, 2019
Instrument10601
Lender
NameMERCHANTS BANK
TypeBank
AddressWINONA, MN 55987
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 11, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2018: Deed, Transfer

Document TypeDeed
JurisdictionWINONA MN
Recording DateJun 04, 2018
Property Address957 E 4TH ST, WINONA, MN 55987-4606
Document Number10462
Instrument DateMay 30, 2018
Instrument10462
Transaction TypeTransfer
Record UpdatedJun 22, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$171.60
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address957 E 4TH ST, WINONA, MN 55987-4606

Mortgage

Document Number10463
DateJun 04, 2018
Instrument10463
Lender
NameMERCHANTS BANK NA
TypeBank
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term360 Months
DueJun 01, 2048
Interest
Rate TypeAdjustable Rate
Rate5.4%
Type Change DateJun 01, 2023
Change FrequencyAnnually
Min Rate At Change4%
Max Rate At Change7.4%
Index1-Year CMT
Max Rate11.4%

Tax Assessment & Valuation

Source: Winona County records · Assessment roll updated August 5, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyWinona County
MunicipalityWinona City
Unified School DistrictWinona Area Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,962.00 (+30.28%)
2025$168,300 (+4.73%) Land $36,000 Building $132,300$168,300 (+4.73%) Land $36,000 Building $132,300
2023$1,506.00 Homeowner's exemption$160,700 Land $34,600 Building $126,100$160,700 Land $34,600 Building $126,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN32.155.0240

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area1,190 sqft Living Area
1st Floor952 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 1988
Exterior MaterialVinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area6,011 sqft (0.138 acres)
Depth X Width140 ft x 43 ft Depth x Width
Garage TypeDetached Garage
Garage Area1,148 sqft Garage
Porch1 Porch
Porch Area30 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address957 E 4TH ST
CityWINONA
StateMN
Zip55987-4606
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSECT-25 TWP-107 RANGE-007 FAIRFAX ADDITION LOT-006 BLOCK-005
Legal Range007
Legal Township107
Legal Section25
Legal SubdivisionFAIRFAX ADDITION
Legal Block5
Legal Lot Number6
JurisdictionWINONA MN
Minor Civil DivisionWINONA
Census Blockgroup2
Census Block2021
Census Tract670700

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