957 Cottingham Dr, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 957 Cottingham Dr, Mount Pleasant, SC 29464

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,332 sqft · built 1975
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on Record
Last Sale	$129,000 (Jul 2001)
Tax Bill	$1,150 (2025)
Deeds & Mortgages	Sep 2025 Sale Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`517-04-00-101`

Property Details

APN / Parcel Number

Primary APN	`517-04-00-101`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,332 sqft Living Area
Gross Area	1,372 sqft
1st Floor Area	681 sqft
Upper Floors Area	651 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Townhouse
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	139 ft deep x 21 ft wide
Porch	Slab
Porch Area	18 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	957 COTTINGHAM DR
City	MOUNT PLEASANT
State	SC
Zip	29464-3501
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	SUBDIVISION NAME -COOPER ESTATES DESCRIPTION -LT 5 BLK K
Legal Subdivision	COOPER ESTATES
Legal Block	K
Legal Lot Number	5
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	2
Census Block	2004
Census Tract	4607

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1418 BARBARA ST, MOUNT PLEASANT, SC 29464-4502
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed of Distribution, Transfer
Oct 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage DITECH FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2001 · Amount on Record
Deed Sale	Jul 17, 2001 · Amount on Record
Prior Sale	May 8, 2000 · Amount on Record
Deed Book / Page	377 / 801
Prior Transfer Date	Jun 12, 2001
Prior Transfer Doc	B376/0311
Record Updated	Oct 29, 2026

September 2025: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	CHARLESTON SC
Recording Date	Sep 26, 2025
Property Address	957 COTTINGHAM DR, MOUNT PLEASANT, SC 29464-3501
Document Number	0013400400
Book / Page	1340 / 400
Map Reference	MB T PG 151
Instrument Date	Sep 15, 2025
Transaction Type	Transfer
Record Updated	Oct 14, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1418 BARBARA ST, MOUNT PLEASANT, SC 29464-4502

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	957 COTTINGHAM DR, MOUNT PLEASANT, SC 29464-3501
Document Number	0673/0069
Book / Page	000673 / 000069
Instrument Date	Oct 10, 2017
Transaction Type	Mortgage
Record Updated	Nov 9, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	957 COTTINGHAM DR MOUNT PLEASANT SC 294643501, MOUNT PLEASANT, SC 29464-3501

Mortgage

Document Number	0673/0069
Date	Oct 16, 2017
Book Page	000673/000069

Lender

Name	DITECH FIN'L
Address	TAMPA, FL 33607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 15, 2032

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,150.00 (+10.79%)	$260,221 (+2,775.37%) Land $56,695 Building $203,526	$448,300 (+65.55%) Land $98,800 Building $349,500
2024	$1,038.00 (+12.34%)	$9,050 (-)
2022	$924.00	$9,050	$270,800 (-) Land $59,000 Building $211,800
2020			$270,800 Land $59,000 Building $211,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 69 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	69 in force
Nearby Flood Claims	16 (1979–2018)
Claims Outside the SFHA	11 of 16
Most Recent Claim	Dec 2018 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 2 claims Hurricane Hugo, Sep 1989 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.6% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon, WOW Internet, Cable & Phone.

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