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957 Cottage Ct, McCall, ID 83638 Property Records

Valley County property record for 957 Cottage Ct, McCall, ID 83638

Property Summary

Property TypeCondominium
Details3 bd · 2 ba · 1,126 sqft · built 2000
Owner2 Individual Names on Record
Last Sale$344,000 (Mar 2020)
Tax Bill$2,578 (2025)
Deeds & MortgagesSep 2021 Mortgage
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNRPM04370000290

Property Details

APN / Parcel Number

Primary APNRPM04370000290
Alternative APN
  • 747353

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,126 sqft Living Area
1st Floor Area1,126 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleCondo/Apartment
Roof TypeGable
Roof MaterialComposition Shingle
Garage TypeDetached
Garage Area312 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Street Address957 COTTAGE CT
CityMCCALL
StateID
Zip83638
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionTHE COTTAGES AT SPRING MTN. RANCH - TOWNHOUSES LOT 29
Legal SubdivisionTHE COTTAGES AT SPRING MTN. RANCH - TOWN
Legal Block4
Legal Lot Number29
JurisdictionVALLEY ID
Township / Civil DivisionMCCALL
Census Block Group4
Census Block4050
Census Tract970200

Owner

Source: Valley County records, as of August 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2632 S SHADYWOOD LN, BOISE, ID 83716-7248
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Mar 27, 2020Warranty Deed, Transfer · Conventional Mortgage
EVERGREEN MONEYSOURCE MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 27, 2020 · Amount on Record
Deed SaleMar 27, 2020 · Amount on Record
Deed Document Number2020427571
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVALLEY ID
Property Address957 COTTAGE CT, MCCALL, ID 83638
Transaction TypeMortgage
Record UpdatedOct 18, 2022
Title CompanyAMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000444363
DateSep 21, 2021
Instrument444363
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVALLEY ID
Recording DateMar 27, 2020
Property Address957 COTTAGE CT, MCCALL, ID 83638
Document Number0000427571
Instrument DateMar 25, 2020
Instrument427571
Transaction TypeTransfer
Record UpdatedOct 18, 2022
Title CompanyAMERITITLE CASCADE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1286 E COMMANDER ST, MERIDIAN, ID 83646-6317

Mortgage

Document Number0000427572
DateMar 27, 2020
Instrument427572
Lender
NameEVERGREEN MONEYSOURCE MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

Tax Assessment & Valuation

Source: Valley County assessment roll, as of August 14, 2026

Property Jurisdictions

TypeName
StateIdaho
CountyValley County
MunicipalityMcCall City
Unified School DistrictMcCall-Donnelly Joint School District 421 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$466,993 (-9.51%) Building $466,993$466,993 (-9.51%) Building $466,993
2025$2,578.00 (-22.04%)$516,060 (-24.33%) Building $516,060$516,060 (-24.33%) Building $516,060
2023$3,307.00 (+2.45%)$681,963 Building $681,963$681,963 Building $681,963
2022$3,228.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · lower than 79% of Idaho
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MCCALL
serves 4,423 people · EPA ID ID4430033
Water SourceSurface water
Last State InspectionSep 2025
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2024
Haloacetic acids
resolved · Jul 2024
Turbidity
resolved · Jul 2023
Treatment and ProcedureLead public education
Mar 2024
Monitoring and Reporting35
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable		1,000 / 50
T-Mobile
Fixed Wireless		100 / 20

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