957 22nd Ave N, Naples, FL 34103 Property Records

Collier County property record for 957 22nd Ave N, Naples, FL 34103

Property Summary

Property Type	Single Family Home
Details	980 sqft · built 1966
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Jul 2020)
Tax Bill	$4,807 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Jul 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`074500 34A27`

Property Details

APN / Parcel Number

Primary APN	`074500 34A27`
Alternative APNs	`1128016000502020034` `11280160005`

Interior

Stories	1 Story
Building Area	980 sqft Living Area
Gross Area	1,015 sqft
1st Floor Area	980 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Construction Type	Masonry / Concrete Block
Lot Area	8,712 sqft (0.2 acres)
Porch	Screened Porch
Porch Area	35 sqft

Location & Zoning

Street Address	957 22ND AVE N
City	NAPLES
State	FL
Zip	34103-4837
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAPLES
Legal Description	LAKEWOOD PARK LOT 3 OR 1351 PG 1248 OR 1634 PG 466
Legal Range	25
Legal Township	49
Legal Section	27
Legal Subdivision	LAKEWOOD
Legal Tract	074500
Legal Block	1
Legal Lot Number	3
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1022
Census Tract	200

Owner

957 22nd Ave N is owned and occupied by an individual who bought it in July 2020.

Source: Collier County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	957 22ND AVE N, NAPLES, FL 34103-4837
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 11, 2021	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Jul 17, 2020	Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2020 · Amount on File
Deed Sale	Jul 17, 2020 · Amount on File
Prior Sale	Jul 1, 2015 · Amount on File
Deed Document Number	20205894927
Deed Book / Page	5789 / 1170
Prior Transfer Date	Jul 24, 2015
Prior Transfer Doc	0051813473
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	957 22ND AVE N, NAPLES, FL 34103-4837
Transaction Type	Mortgage
Record Updated	Nov 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060402686
Date	Nov 11, 2021
Book Page	6040/2686
Instrument	6157915

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 15, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 17, 2020
Property Address	957 22ND AVE N, NAPLES, FL 34103-4837
Document Number	0057891170
Book / Page	5789 / 1170
Map Reference	MB 3 PG 45
Instrument Date	Jun 27, 2020
Instrument	5894927
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 12273, NAPLES, FL 34101-2273

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	253 NE 2ND ST APT 432, 432, MIAMI, FL 33132-2289

Mortgage

Document Number	0057891172
Date	Jul 17, 2020
Instrument	5789/1172

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 957 22nd Ave N was $4,807 with a homeowner's exemption, up 7.9% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$422,902 (-25.78%) Land $362,875 Building $60,027	$422,902 (-25.78%) Land $362,875 Building $60,027
2025	$4,807.00 (+7.9%) Homeowner's exemption	$569,799 Land $487,080 Building $82,719	$569,799 Land $487,080 Building $82,719
2024	$4,455.00 (-6.41%)
2023	$4,760.00 (+29.42%)	$333,829 (+1%)	$723,155 (+56.87%) Land $662,970 Building $60,185
2022	$3,678.00	$303,481	$460,987 Land $397,782 Building $63,205

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 957 22nd Ave N in Zone X, an area of moderate flood risk, though there have been 10 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 89 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	89 in force
Nearby Flood Claims	10 (1979–2022)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 957 22nd Ave N is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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