9565 Joel Dr, Largo (Seminole), FL 33777 Property Records

Pinellas County property record for 9565 Joel Dr, Largo, FL 33777

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,468 sqft · built 1979
Lot Size	0.246 acres (10,720 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,624 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jul 2026 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`C62-000-752-4645-4`

Property Details

APN / Parcel Number

Primary APN	`C62-000-752-4645-4`
Alternative APNs	`26-30-15-80055-000-0450` `301526800550000450` `153026800550000450` `R287083`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,468 sqft Living Area
Gross Area	1,981 sqft
1st Floor Area	1,468 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1988
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	10,720 sqft (0.246 acres)
Lot Dimensions	123 ft deep x 76 ft wide
Garage Type	Attached
Garage Area	489 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R287083
Street Address	9565 JOEL DR
City	SEMINOLE
State	FL
Zip	33777-2731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	SEMINOLE PINES SUB PHASE I LOT 45
Legal Range	15E
Legal Township	30S
Legal Section	26
Legal Subdivision	SEMINOLE PINES SUB
Legal Phase	1
Legal Tract	80055
Legal Lot Number	45
Jurisdiction	PINELLAS FL
Township / Civil Division	ST. PETERSBURG
Census Block Group	2
Census Block	2020
Census Tract	25007

Owner

9565 Joel Dr is owned and occupied by two individuals who acquired it in July 2026.

Source: Pinellas County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9565 JOEL DR, SEMINOLE, FL 33777-2731
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Deed of Trust, Mortgage · Line of Credit THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION
Jul 6, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jan 15, 2021	Deed of Trust, Mortgage · Line of Credit THE BANK OF TAMPA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 2, 2026
Transfer Doc	0000179260
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Recording Date	Aug 19, 2026
Property Address	9565 JOEL DR, SEMINOLE, FL 33777-2731
Document Number	0000222906
Book / Page	23667 / 757
Instrument Date	Aug 11, 2026
Instrument	2026222906
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9565 JOEL DR, SEMINOLE, FL 33777-2731

Mortgage

Document Number	0000222906,
Date	Aug 19, 2026
Book Page	23667/757
Instrument	2026222906

Lender

Name	THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 11, 2056

Interest

Max Rate	-1%

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 6, 2026
Property Address	9565 JOEL DR, SEMINOLE, FL 33777-2731
Document Number	0000179260
Book / Page	23616 / 247
Instrument Date	Jul 2, 2026
Instrument	2026179260
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9565 JOEL DR, SEMINOLE, FL 33777-2731

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	9565 JOEL DR, SEMINOLE, FL 33777-2731
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9565 JOEL DR, SEMINOLE, FL 33777-2731

Mortgage

Document Number	0213440729
Date	Jan 15, 2021
Book Page	21344/729
Instrument	2021014798

Lender

Name	THE BANK OF TAMPA
Type	Bank
Address	TAMPA, FL 33601

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 9565 Joel Dr was $1,624.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,624.00	$122,314	$299,396 Land $120,811 Building $178,585
2023	$1,451.00 (+3.79%) Homeowner's exemption	$115,405 (+3%)	$305,763 (+10.37%) Land $173,060 Building $132,703
2022	$1,398.00 Homeowner's exemption	$112,044	$277,026 Land $176,241 Building $100,785

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9565 Joel Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 311 individual policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	554 units insured incl. 243 condo units
Nearby Flood Claims	71 (1978–2025)
Claims Outside the SFHA	5 of 71
Most Recent Claim	Sep 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 15 claims Hurricane Helene, Sep 2024 · 18 claims Hurricane Elena, Sep 1985 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9565 Joel Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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