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  5. 228th St

9565 228th St, O Brien, FL 32071 Property Records

Suwannee County property record for 9565 228th St, O Brien, FL 32071

Property Summary

Property TypeMobile Home
Details1 ba · 1,064 sqft · built 2020
Lot Size2.1 acres (91,912 sqft)
OwnerIndividual Name on File
Last Sale$155,000 (Oct 2025)
Tax Bill$1,598 (2024)
Deeds & MortgagesJun 2021 Mortgage
Oct 2025 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN20-05S-14E-03604-150000

Property Details

APN / Parcel Number

Primary APN20-05S-14E-03604-150000
Alternative APN
  • 03604150000

Interior

Full Baths1 Bath
Building Area1,064 sqft Living Area

Exterior

Year BuiltBuilt 2020
Lot Area91,912 sqft (2.1 acres)

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Account Number03604150000
Street Address9565 228TH ST
CityO BRIEN
StateFL
Zip32071-3501
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionLEG LOTS 5 6 7 & 8 BLK 15 & THE E1/2 OF A VACATED 15 FT ALLEY ALONG THE E SIDE THEREOF TOWN OF OBRIEN & BEGIN AT THE SE COR
Legal Range14E
Legal Township05S
Legal Section20
Legal SubdivisionTOWN/OBRIEN
Legal Block15-16
Legal Lot Number5-8 2
JurisdictionSUWANNEE FL
Township / Civil DivisionBRANFORD
Census Block Group3
Census Block3032
Census Tract970601

Owner

9565 228th St, a mobile home, is owned and occupied by an individual who bought it in October 2025.

Source: Suwannee County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address9565 228TH ST, O BRIEN, FL 32071-3501
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
21ST MORTGAGE CORP
Oct 10, 2025Warranty Deed, Transfer · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP
May 29, 2020Deed of Trust, Transfer
FLORIDA CU
Oct 8, 2019Warranty Deed, Transfer
INTEGRITY TITLE SERVICES INC, INTEGRITY TITLE SVCS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 10, 2025 · Amount on File
Deed SaleOct 10, 2025 · Amount on File
Prior SaleSep 3, 2020 · Amount on File
Deed Document Number202561298536
Deed Book / Page2642 / 41
Record UpdatedJun 8, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUWANNEE FL
Property Address9565 228TH ST, O BRIEN, FL 32071-3501
Transaction TypeMortgage
Record UpdatedFeb 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000240089
DateJun 29, 2021
Book Page2279/268
Instrument2021240089
Lender
Name21ST MORTGAGE CORP
TypeSubprime Lender
AddressKNOXVILLE, TN 37902
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term269 Months
DueNov 15, 2043

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUWANNEE FL
Recording DateOct 10, 2025
Property Address9565 228TH ST, O BRIEN, FL 32071-3501
Document Number0061298536
Book / Page2642 / 41
Map ReferenceMB 1 PG 53
Instrument DateOct 10, 2025
Instrument202561298536
Transaction TypeTransfer
Record UpdatedFeb 3, 2026
Title CompanyUNKNOWN, HILL LAW & TITLE PLLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,085.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1105 PEACH TREE CV, ROUND ROCK, TX 78681-2853

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address9565 228TH ST, O BRIEN, FL 32071-3501

Mortgage

Document Number0000000044
DateOct 10, 2025
Instrument2642/44
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2055

May 2020: Deed of Trust, Transfer

Document TypeDeed of Trust
JurisdictionSUWANNEE FL
Property Address9565 228TH ST, O BRIEN, FL 32071-3501
Document Number0000226645
Instrument DateMay 29, 2020
Transaction TypeTransfer
Record UpdatedJul 24, 2020
Title CompanyINTEGRITY TITLE

Transaction

Additional
  • Arm's Length

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address228TH ST O BRIEN FL 32071, O BRIEN, FL 32071

Mortgage

Document Number0000226645
DateJun 3, 2020
Book Page002190/000075
Instrument226645
Lender
NameFLORIDA CU
TypeCredit Union
AddressGAINESVILLE, FL 32627
Agreement
AmountAmount on Record
Term60 Months
DueJun 2, 2025

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUWANNEE FL
Recording DateOct 8, 2019
Property Address9565 228TH ST, O BRIEN, FL 32071-3501
Document Number0000219349
Book / Page002144 / 000440
Instrument DateOct 4, 2019
Instrument219349
Transaction TypeTransfer
Record UpdatedNov 12, 2019
Title CompanyINTEGRITY TITLE SERVICES INC, INTEGRITY TITLE SVCS INC

Transaction

AmountAmount on Record
Tax$49.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1266 MAYO FL 320661266, MAYO, FL 32066-1266

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySuwannee County
Unified School DistrictSuwannee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$99,363 (+13.1%) Land $21,100 Building $78,263$99,363 (+13.1%) Land $21,100 Building $78,263
2024$1,598.00 (+4.58%)$87,857 (+1.89%) Land $21,100 Building $66,757$87,857 (+1.89%) Land $21,100 Building $66,757
2023$1,528.00 (+8.68%)$86,228 (+14.04%) Land $21,100 Building $65,128$86,228 (+14.04%) Land $21,100 Building $65,128
2022$1,406.00$75,615$75,615 Land $21,100 Building $54,515

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 9565 228th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 24 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims2 (2024)
Most Recent ClaimAug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9565 228th St is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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