Lane County property record for 95644 Howard Ln, Junction City, OR 97448
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,954 sqft · built 1972 |
| Lot Size | 3.81 acres (166,399 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $390,000 (Jan 2007) |
| Tax Bill | $5,149 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-04-18-00-02300-000 |
| Primary APN | 15-04-18-00-02300-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,954 sqft Finished Area |
| 1st Floor Area | 1,234 sqft |
| 2nd Floor Area | 720 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Composition/Composite |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 166,399 sqft (3.81 acres) |
| Garage Type | Mixed |
| Garage Area | 2,148 sqft |
| Parking Spaces | 6 Parking Spaces |
| Patio Area | 1,762 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 0003481 |
|---|---|
| Street Address | 95644 HOWARD LN |
| City | JUNCTION CITY |
| State | OR |
| Zip | 97448-9626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR5-RURAL RES. (5 AC MIN) |
| Legal Description | SUBD:NORATON SEC/TWN/RNG/MER:SEC 18 TWN 15 RNG 04 |
| Legal Range | 04W |
| Legal Township | 15S |
| Legal Section | 18 |
| Legal Subdivision | NORATON |
| Legal Lot Number | 2300 |
| Jurisdiction | LANE OR |
| Township / Civil Division | JUNCTION CITY |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 404 |
The current owner of 95644 Howard Ln bought it in January 2007.
Source: Lane County records, as of October 27, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 95644 HOWARD LN, JUNCTION CITY, OR 97448-9626 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 12, 2007 · Amount on File |
| Deed Sale | Jan 12, 2007 · Amount on File |
| Prior Sale | Apr 29, 1998 |
| Deed Document Number | 2007-003058 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 95644 HOWARD LN, JUNCTION CITY, OR 97448-9626 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2022 |
| Title Company | CASCADE TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000037631 |
|---|---|
| Date | Aug 13, 2018 |
| Instrument | 2018-037631 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | MOUNTLAKE TERRACE, WA 98043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2033 |
The 2025 property tax bill for 95644 Howard Ln was $5,149.
Source: Lane County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Lane County |
| Unified School District | Junction City School District 69 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,149.00 | $463,981 | $779,144 Land $259,313 Building $519,831 |
| 2023 | $4,868.00 (+5.94%) | $437,347 (+3%) | $807,634 (+8.34%) Land $228,916 Building $578,718 |
| 2022 | $4,595.00 | $424,609 | $745,444 Land $225,726 Building $519,718 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 95644 Howard Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 64 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 64 in force |
| Nearby Flood Claims | 6 (1996–2005) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Dec 2005 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 95644 Howard Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Hunter Communications Fixed Wireless | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Alyrica Fixed Wireless | 65 / 10 |
| Peak Internet Fixed Wireless | 10 / 1 |
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