Howard County property record for 9563 Transfer Row, Columbia, MD 21045
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,248 sqft · built 1972 |
| Lot Size | 0.029 acres (1,263 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (Mar 2022) |
| Tax Bill | $4,524 (2026) |
| Deeds & Mortgages | Oct 2021 Line of Credit Mar 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-107255 |
| Primary APN | 16-107255 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,248 sqft Total Area |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Townhouse |
| Exterior Material | Block |
| Roof Material | Composition Shingle |
| Lot Area | 1,263 sqft (0.029 acres) |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 107255 |
|---|---|
| Street Address | 9563 TRANSFER ROW |
| City | COLUMBIA |
| State | MD |
| Zip | 21045-3928 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | NT |
| Legal Description | LOT 8B S 2 9563 TRANSFER ROW VIL OAKLAND MILLS |
| Legal Subdivision | VILLAGE OAKLAND MILLS |
| Legal Lot Number | 2,8B |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 606603 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9563 TRANSFER ROW, COLUMBIA, MD 21045-3928 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 8, 2021 | Deed of Trust, Mortgage · Line of Credit FREEDOM FCU |
| Mar 1, 2022 | Deed, Transfer · Conventional Mortgage APEX HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 2022 · Amount on File |
| Deed Sale | Mar 1, 2022 · Amount on File |
| Prior Sale | Dec 9, 1998 · Amount on File |
| Deed Book / Page | 21365 / 319 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9563 TRANSFER ROW, COLUMBIA, MD 21045-3928 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0209960268 |
|---|---|
| Date | Oct 8, 2021 |
| Book Page | 20996/268 |
| Name | FREEDOM FCU |
|---|---|
| Type | Credit Union |
| Address | BEL AIR, MD 21014 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 7, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Mar 1, 2022 |
| Property Address | 9563 TRANSFER ROW, COLUMBIA, MD 21045-3928 |
| Document Number | 0213650319 |
| Book / Page | 21365 / 319 |
| Map Reference | MB 22 FO 65 |
| Instrument Date | Feb 16, 2022 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2022 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9563 TRANSFER ROW, 9563, COLUMBIA, MD 21045-3928 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9563 TRANSFER ROW, COLUMBIA, MD 21045-3928 |
| Document Number | 0021365325 |
|---|---|
| Date | Mar 1, 2022 |
| Instrument | 21365/325 |
| Name | APEX HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,524.00 (+9.3%) | $283,900 (+10.01%) Land $110,000 Building $173,900 | $283,900 (-) Land $110,000 Building $173,900 |
| 2025 | $4,139.00 (+86.95%) | $258,067 (+25.03%) | $283,900 (+37.55%) Land $110,000 Building $173,900 |
| 2023 | $206,400 Land $90,000 Building $116,400 | $206,400 Land $90,000 Building $116,400 | |
| 2022 | $2,214.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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