9560 Folkert Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 9560 Folkert Rd, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,322 sqft · built 2002
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on Record
Last Sale	$288,000 (Feb 2026)
Tax Bill	$2,244 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Feb 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-14-054-0005-175`

Property Details

APN / Parcel Number

Primary APN	`74-14-054-0005-175`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,322 sqft Living Area
1st Floor Area	1,322 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	290 ft deep x 65 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9560 FOLKERT RD
City	CLAY
State	MI
Zip	48001-4754
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	BEG N 16D 2M 57S E 293.12' FROM INT/SEC OF THE CENTERLINE OF TAFT RD & FOLKERT RD, TH N 16D 2M 57S E 65', TH N 69D 7M W
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2003
Census Tract	646000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8488 BEARD RD, KENOCKEE, MI 48006-3308
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2025	Deed of Trust, Mortgage LINDA ANN BEKES
Feb 2, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE CENTER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2026 · Amount on Record
Deed Sale	Feb 2, 2026 · Amount on Record
Deed Document Number	20262219
Deed Book / Page	5894 / 414
Prior Transfer Date	Jul 8, 2009
Prior Transfer Doc	003992/379
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	9560 FOLKERT RD, CLAY, MI 48001-4754
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9560 FOLKERT RD, CLAY, MI 48001-4754

Mortgage

Document Number	0005847866
Date	Sep 5, 2025
Book Page	5847/866
Instrument	2025016742

Lender

Name	LINDA ANN BEKES
Type	Private Party
Address	14535 PEAR TREE LN, STERLING HEIGHTS, MI 48313

Agreement

Amount	Amount Recorded

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Feb 2, 2026
Property Address	9560 FOLKERT RD, CLAY, MI 48001-4754
Document Number	0005894414
Book / Page	5894 / 414
Instrument Date	Jan 9, 2026
Instrument	2026002219
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,160.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12339 DANIELLE DR, SOUTH LYON, MI 48178-8539

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8488 BEARD RD, KENOCKEE, MI 48006-3308

Mortgage

Document Number	2026002220
Date	Feb 2, 2026
Instrument	2026002220

Lender

Name	MORTGAGE CENTER
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$130,800 (+5.91%)	$261,600 (+5.91%)
2025	$2,244.00 (+3.03%) Homeowner's exemption	$123,500 (+15.96%)
2024	$2,178.00 (+4.96%)		$247,000 (+15.96%)
2023		$106,500
2022	$2,075.00		$213,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	4 (1984–2020)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450
Water Source	Purchased surface water from CITY OF ALGONAC
Last State Inspection	May 2021
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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