956 Zima Dr, Ashtabula, OH 44004 Property Records

Ashtabula County property record for 956 Zima Dr, Ashtabula, OH 44004

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,629 sqft · built 1989
Lot Size	0.975 acres (42,471 sqft)
Owner	2 Individual Names on File
Last Sale	$144,000 (Sep 2016)
Tax Bill	$5,555 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-031-00-083-01`

Property Details

APN / Parcel Number

Primary APN	`04-031-00-083-01`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,629 sqft Living Area
Gross Area	2,197 sqft
1st Floor Area	1,629 sqft
Family Room	Family Room

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	42,471 sqft (0.975 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	373 sqft
Shed	1 Shed
Shed Area	96 sqft
Gazebo	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	956 ZIMA DR
City	ASHTABULA
State	OH
Zip	44004-9338
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	18-TRACT 67
Legal Subdivision	NETTLETON HEIGHTS ALLOTMENT 67
Legal Tract	67
Legal Lot Number	67
Jurisdiction	ASHTABULA OH
Township / Civil Division	ASHTABULA
Census Block Group	3
Census Block	3012
Census Tract	704

Owner

956 Zima Dr is owned and occupied by two individuals who acquired it in January 2021.

Source: Ashtabula County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	956 ZIMA DR, ASHTABULA, OH 44004-9338
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Dec 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jan 27, 2021	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2016 · Amount on File
Deed Sale	Sep 16, 2016 · Amount on File
Prior Sale	Jul 1, 2010 · Amount on File
Deed Document Number	20169099
Deed Book / Page	620 / 1511
Last Transfer Date	Jan 22, 2021
Transfer Doc	0000000897
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	956 ZIMA DR, ASHTABULA, OH 44004-9338
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	956 ZIMA DR, ASHTABULA, OH 44004-9338

Mortgage

Document Number	0000001330
Date	Feb 20, 2024
Book Page	813/694
Instrument	2024-00001330

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	5555 CLEVELAND AVE, COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 6, 2054

Interest

Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	956 ZIMA DR, ASHTABULA, OH 44004-9338
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015946
Date	Dec 27, 2021
Book Page	759/2695
Instrument	202100015946

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

January 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ASHTABULA OH
Recording Date	Jan 27, 2021
Property Address	956 ZIMA DR, ASHTABULA, OH 44004-9338
Document Number	0000000897
Book / Page	729 / 1348
Map Reference	VOL 7 PG 30
Instrument Date	Jan 22, 2021
Instrument	202100000897
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	956 ZIMA DR, ASHTABULA, OH 44004-9338

Tax Assessment & Valuation

The 2025 property tax bill for 956 Zima Dr was $5,555, up 87% from the year before.

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Ashtabula Township
Unified School District	Ashtabula Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,555.00 (+87.04%)	$60,980 (-) Land $10,190 Building $50,790	$174,200 Land $29,100 Building $145,100
2024	$2,970.00 (+1.47%) Homeowner's exemption	$60,980 (-) Land $10,190 Building $50,790
2023	$2,927.00 (+0.38%) Homeowner's exemption	$60,980 (+17.31%) Land $10,190 Building $50,790	$174,200 Land $29,100 Building $145,100
2022	$2,916.00 Homeowner's exemption	$51,980 Land $7,840 Building $44,140
2020			$148,500 Land $22,400 Building $126,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 956 Zima Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 956 Zima Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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