956 Virginia St, Mobile, AL 36604 Property Records

Mobile County property record for 956 Virginia St, Mobile, AL 36604

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,088 sqft · built 1988
Lot Size	0.155 acres (6,785 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Mar 2021)
Tax Bill	$595 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R022910380004087`

Property Details

APN / Parcel Number

Primary APN	`R022910380004087`
Alternative APNs	`29 10 38 0 004 087.XXX` `00950117` `950117`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,088 sqft Living Area
1st Floor Area	2,088 sqft
Upper Floors Area	968 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,785 sqft (0.155 acres)
Lot Dimensions	30.8 ft deep x 4.8 ft wide
Porch	Slab
Porch Area	1,064 sqft
Deck Area	225 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	950117
Street Address	956 VIRGINIA ST
City	MOBILE
State	AL
Zip	36604-2835
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FROM NW COR OF VIRGINIA ST & MARINE ST RUN TH WLY & ALG N/L OF VIRGINIA ST 163.20 FT TO POB OF PPTY HEREIN DESC TH CONT WLY
Legal Range	04S
Legal Township	04S
Legal Section	38
Legal Subdivision	SOUTHERN DIV BERNOUDY
Legal Block	242,279
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	1
Census Block	1023
Census Tract	1002

Owner

956 Virginia St is owned and occupied by an individual who bought it in March 2021.

Source: Mobile County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	956 VIRGINIA ST, MOBILE, AL 36604-2835
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2021	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Aug 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage TYNDALL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2021 · Amount on File
Deed Sale	Mar 4, 2021 · Amount on File
Prior Sale	Jun 15, 2015 · Amount on File
Deed Document Number	202113411
Prior Transfer Date	May 20, 2013
Prior Transfer Doc	0000030085
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Mar 4, 2021
Property Address	956 VIRGINIA ST, MOBILE, AL 36604-2835
Document Number	0000013411
Instrument Date	Feb 26, 2021
Instrument	2021013411
Transaction Type	Transfer
Record Updated	Jul 15, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6621 SWEETBAY CT, 6621, MOBILE, AL 36618-4818

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	956 VIRGINIA ST, MOBILE, AL 36604-2835
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013412
Date	Mar 4, 2021
Instrument	2021013412

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	956 VIRGINIA ST, MOBILE, AL 36604-2835
Document Number	0000048240
Instrument Date	Aug 6, 2020
Transaction Type	Mortgage
Record Updated	Sep 23, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	956 VIRGINIA ST MOBILE AL 366042835, MOBILE, AL 36604-2835

Mortgage

Document Number	0000048240
Date	Aug 11, 2020
Instrument	48240

Lender

Name	TYNDALL FCU
Type	Credit Union
Address	PANAMA CITY, FL 32412

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 10, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 956 Virginia St was $595 with a homeowner's exemption, up 0.7% from the year before.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$595.00 (+0.68%) Homeowner's exemption	$10,280 (+0.69%) Land $800 Building $9,480	$102,800 (+0.69%) Land $8,000 Building $94,800
2024	$591.00 (+2.96%) Homeowner's exemption	$10,210 (+2.82%) Land $600 Building $9,610	$102,100 (+2.82%) Land $6,000 Building $96,100
2023	$574.00 Homeowner's exemption	$9,930 Land $600 Building $9,330	$99,300 Land $6,000 Building $93,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 956 Virginia St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1985–2005)
Most Recent Claim	Aug 2005 · Hurricane Katrina

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 956 Virginia St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.4% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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