956 State Rd 20, Interlachen, FL 32148 Property Records

Putnam County property record for 956 State Rd 20, Interlachen, FL 32148

Property Summary

Property Type	Single Family Home
Details	1,498 sqft · built 2017
Lot Size	0.76 acres (33,106 sqft)
Owner	2 Owner Names on Record
Last Sale	$39,000 (Jul 2001)
Tax Bill	$2,375 (2025)
Deeds & Mortgages	Sep 2018 Mortgage
Flood Zone	Zone A (high risk)
APN	`13-10-24-0000-016.4-000.0`

Property Details

APN / Parcel Number

Primary APN	`13-10-24-0000-016.4-000.0`
Alternative APN	`77086`

Interior

Building Area	1,498 sqft Living Area
1st Floor Area	256 sqft

Exterior

Year Built	Built 2017
Lot Area	33,106 sqft (0.76 acres)
Lot Dimensions	65 ft deep x 75 ft wide
Porch	Porch
Porch Area	110 sqft

Location & Zoning

Account Number	77086
Street Address	956 STATE ROAD 20
City	INTERLACHEN
State	FL
Zip	32148-2426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF SE1/4 OF NW1/4 OR198 P46
Legal Range	24E
Legal Township	10S
Legal Section	13
Jurisdiction	PUTNAM FL
Township / Civil Division	INTERLACHEN-FLORAHOME
Census Block Group	4
Census Block	4036
Census Tract	950201

Owner

Source: Putnam County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	PO BOX 1625, INTERLACHEN, FL 32148-1625
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2001 · Amount on Record
Deed Sale	Jul 3, 2001 · Amount on Record
Prior Sale	Apr 11, 2000
Deed Document Number	416482
Deed Book / Page	0861 / 1842
Record Updated	Jun 8, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM FL
Property Address	956 STATE ROAD 20, INTERLACHEN, FL 32148-2426
Document Number	0015191037
Instrument Date	Sep 12, 2018
Transaction Type	Mortgage
Record Updated	Oct 9, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	956 STATE ROAD 20 INTERLACHEN FL 321482426, INTERLACHEN, FL 32148-2426

Mortgage

Document Number	0015191037
Date	Sep 19, 2018
Book Page	001519/001037
Instrument	54017479

Lender

Name	US SMALL BUSINESS ADMINISTRATI
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2048

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,375.00 (+13.15%) Homeowner's exemption	$162,450 (+5.98%)	$267,498 (+2.03%) Land $45,910 Building $221,588
2023	$2,099.00 (+5.85%) Homeowner's exemption	$153,290 (+3%)	$262,188 (+13.58%) Land $34,440 Building $227,748
2022	$1,983.00 Homeowner's exemption	$148,830	$230,848 Land $34,440 Building $196,408

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	9 (1998–2017)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20
T-Mobile Fixed Wireless	100 / 20