Highlands County property record for 956 Shamrock Dr, Sebring, FL 33875
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,484 sqft · built 1977 |
| Lot Size | 0.15 acres (6,540 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $329,900 (Dec 2025) |
| Tax Bill | $2,760 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Apr 2024 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C065901000400520 |
| Primary APN | C065901000400520 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,484 sqft Living Area |
| Gross Area | 1,894 sqft |
| 1st Floor Area | 1,484 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,540 sqft (0.15 acres) |
| Lot Dimensions | 109 ft deep x 60 ft wide |
| View / Lot | Canal |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 495 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
|---|---|
| Porch Area | 442 sqft |
| Deck Area | 192 sqft |
| Patio Area | 64 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 956 SHAMROCK DR |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33875-5342 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | ERIN PARK PB 5-PG 77 LOT 52 BLK 4 |
| Legal Range | 29E |
| Legal Township | 35S |
| Legal Section | 06 |
| Legal Subdivision | ERIN PARK |
| Legal Block | 4 |
| Legal Lot Number | 52 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 961304 |
Source: Highlands County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 956 SHAMROCK DR, SEBRING, FL 33875-5342 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Mar 2, 2026 | Deed of Trust, Mortgage · VA Mortgage LEADERONE FINANCIAL CORP |
| Apr 3, 2024 | Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND NATIONAL BANK |
| Dec 12, 2025 | Warranty Deed, Transfer · VA Mortgage LEADERONE FINANCIAL CORP |
| Mar 28, 2022 | Warranty Deed, Transfer CAPSTONE TITLE LLC |
| May 3, 2021 | Warranty Deed, Transfer HEARTLAND TITLE COMPANY, HEARTLAND TITLE INS AGCY CO |
| Dec 31, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 12, 2025 · Amount on Record |
| Deed Sale | Dec 12, 2025 · Amount on Record |
| Prior Sale | Mar 28, 2022 · Amount on Record |
| Deed Document Number | 20252291605 |
| Deed Book / Page | 3162 / 941 |
| Prior Transfer Date | Dec 19, 2019 |
| Prior Transfer Doc | 0001969470 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 956 SHAMROCK DR, SEBRING, FL 33875-5342 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 14375 ARBUCKLE CREEK RD, SEBRING, FL 33870-9335 |
| Document Number | 0002302014 |
|---|---|
| Date | Mar 2, 2026 |
| Book Page | 3177/67 |
| Instrument | 2302014 |
| Name | LEADERONE FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | OVERLAND PARK, KS 66210 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 956 SHAMROCK DR, SEBRING, FL 33875-5342 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2026 |
| Title Company | EIT TITLE, ELITE TITLE |
| Name | Verified Name |
|---|---|
| Address | 956 SHAMROCK DR, SEBRING, FL 33875-5342 |
| Document Number | 0002196812 |
|---|---|
| Date | Apr 3, 2024 |
| Book Page | 3034/1937 |
| Instrument | 2196812 |
| Name | HEARTLAND NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SEBRING, FL 33870 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | May 1, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Dec 12, 2025 |
| Property Address | 956 SHAMROCK DR, SEBRING, FL 33875-5342 |
| Document Number | 0002291605 |
| Book / Page | 3162 / 941 |
| Map Reference | MB 5 PG 77 |
| Instrument Date | Dec 11, 2025 |
| Instrument | 2291605 |
| Transaction Type | Transfer |
| Record Updated | Jan 1, 2026 |
| Title Company | CAPSTONE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,309.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 7174, SEBRING, FL 33872-0103 |
| Name | Verified Name |
|---|---|
| Address | 956 SHAMROCK DR, SEBRING, FL 33875-5342 |
| Document Number | 0003162945 |
|---|---|
| Date | Dec 12, 2025 |
| Instrument | 3162/945 |
| Name | LEADERONE FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Mar 28, 2022 |
| Property Address | 956 SHAMROCK DR, SEBRING, FL 33875-5342 |
| Document Number | 0002084559 |
| Book / Page | 2893 / 735 |
| Map Reference | MB 5 PG 77 |
| Instrument Date | Mar 18, 2022 |
| Instrument | 2084559 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2023 |
| Title Company | CAPSTONE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,047.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11111 BISCAYNE BLVD # 404, 404, MIAMI, FL 33181-3404 |
| Name | Verified Name |
|---|---|
| Address | 956 SHAMROCK DR, SEBRING, FL 33875-5342 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | May 3, 2021 |
| Property Address | 956 SHAMROCK DR, SEBRING, FL 33875-5342 |
| Document Number | 0002032292 |
| Book / Page | 2820 / 988 |
| Map Reference | MB 5 PG 77 |
| Instrument Date | Apr 29, 2021 |
| Instrument | 2032292 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2023 |
| Title Company | HEARTLAND TITLE COMPANY, HEARTLAND TITLE INS AGCY CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,207.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3315 S WHITECHAPPEL PT, INVERNESS, FL 34452-8710 |
| Name | Verified Name |
|---|---|
| Address | 11111 BISCAYNE BLVD # 404, 404, MIAMI, FL 33181-3404 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Dec 31, 2019 |
| Property Address | 956 SHAMROCK DR, SEBRING, FL 33875-5342 |
| Document Number | 0001969470 |
| Book / Page | 002730 / 001992 |
| Instrument Date | Dec 19, 2019 |
| Instrument | 1969470 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 956 SHAMROCK DR SEBRING FL 338755342, SEBRING, FL 33875-5342 |
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,760.00 (+89.17%) | $181,497 (+52.21%) Land $36,000 Building $145,497 | $181,497 (-8.2%) Land $36,000 Building $145,497 |
| 2024 | $1,459.00 (+3.33%) | ||
| 2023 | $1,412.00 (-42.67%) Homeowner's exemption | $119,242 (-22.53%) | $197,715 (+28.45%) Land $33,000 Building $164,715 |
| 2022 | $2,463.00 | $153,929 Land $20,700 Building $133,229 | $153,929 Land $20,700 Building $133,229 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEEANN LAKEFRONT ESTATES private · serves 130 people · EPA ID FL6284097 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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