956 Melrose Pl, Plainfield, NJ 07063 Property Records

Union County and Plainfield City property record for 956 Melrose Pl, Plainfield, NJ 07063

Property Summary

Property Type	Single Family Home
Details	1,456 sqft · built 1966
Lot Size	0.138 acres (6,011 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Oct 2021)
Tax Bill	$9,685 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Oct 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-00228-0000-00029`

Property Details

APN / Parcel Number

Primary APN	`12-00228-0000-00029`
Alternative APNs	`120022800029` `02533000`

Interior

Stories	2 Stories
Building Area	1,456 sqft Living Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Construction Type	Frame
Lot Area	6,011 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 10 ft wide

Location & Zoning

Account Number	02533000
Street Address	956 MELROSE PL
City	PLAINFIELD
State	NJ
Zip	07063-1116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	ADDITIONAL LOTS: 1456 SQ FT
Legal Block	228
Legal Lot Number	29
Jurisdiction	UNION NJ
Township / Civil Division	PLAINFIELD
Census Block Group	2
Census Block	2004
Census Tract	39400

Owner

956 Melrose Pl is owned and occupied by an individual who bought it in October 2021.

Source: Union County and Plainfield City records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	956 MELROSE PL, PLAINFIELD, NJ 07063-1116
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 7, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE SERVICE INC
Oct 25, 2021	Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2021 · Amount on File
Deed Sale	Oct 25, 2021 · Amount on File
Prior Sale	May 21, 2007 · Amount on File
Deed Document Number	202110832
Deed Book / Page	6436 / 102
Prior Transfer Date	Jun 29, 2001
Prior Transfer Doc	0000096692
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	956 MELROSE PL, PLAINFIELD, NJ 07063-1116
Transaction Type	Mortgage
Record Updated	Feb 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	956 MELROSE PL, PLAINFIELD, NJ 07063-1116

Mortgage

Document Number	0154562045
Date	Jan 22, 2024
Book Page	15456/2045
Instrument	60546

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	333 Months
Due	Oct 1, 2051

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	956 MELROSE PL, PLAINFIELD, NJ 07063-1116
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	956 MELROSE PL, PLAINFIELD, NJ 07063-1116

Mortgage

Document Number	0152882224
Date	Oct 7, 2022
Book Page	15288/2224
Instrument	44077

Lender

Name	FREEDOM MORTGAGE SERVICE INC
Type	Mortgage Company
Address	DENVER, CO 80249

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	348 Months
Due	Oct 1, 2051

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Oct 25, 2021
Property Address	956 MELROSE PL, PLAINFIELD, NJ 07063-1116
Document Number	0064360102
Book / Page	6436 / 102
Instrument Date	Jul 30, 2021
Instrument	10832
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	CLEAR SKIES TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,023.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13922 WOODSON PARK DR APT 712, 13922, HOUSTON, TX 77044-4562

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	956 MELROSE PL, PLAINFIELD, NJ 07063-1116

Mortgage

Document Number	0000023535
Date	Oct 25, 2021
Instrument	23535

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 956 Melrose Pl was $9,685, up 2.2% from the year before.

Source: Union County and Plainfield City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Plainfield City
Unified School District	Plainfield City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$108,500 (-) Land $36,300 Building $72,200	$108,500 (-) Land $36,300 Building $72,200
2025	$9,685.00 (+2.23%)	$108,500 Land $36,300 Building $72,200	$108,500 Land $36,300 Building $72,200
2024	$9,474.00
2023		$108,500 Land $36,300 Building $72,200	$108,500 Land $36,300 Building $72,200
2022	$9,178.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 956 Melrose Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–2011)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 956 Melrose Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 704 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Optimum, T-Mobile.

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