956 Hill Rd, Spencer, TN 38585 Property Records

Van Buren County property record for 956 Hill Rd, Spencer, TN 38585

Property Summary

Property Type	Rural Home
Details	1 ba · 624 sqft · built 2000
Lot Size	20.5 acres (894,287 sqft)
Owner	Individual Name on File
Last Sale	$73,000 (Mar 2021)
Tax Bill	$317 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Oct 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`088029 01000`

Property Details

APN / Parcel Number

Primary APN	`088029 01000`
Alternative APN	`029 01000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	624 sqft Living Area
1st Floor Area	624 sqft

Exterior

Year Built	Built 2000
Architectural Style	Mobile/Manufactured
Exterior Material	Siding
Lot Area	894,287 sqft (20.5 acres)
Terrain	Rolling

Exterior Amenities

Porch	Porch
Porch Area	300 sqft
Utility Building	144 sqft
Pole Barn	900 sqft

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	956 HILL RD
City	SPENCER
State	TN
Zip	38585-5008
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 06 WPP LLC MINERAL TRACT 46-1 ME, COUNTY AREA: R07
Legal Tract	46-1
Jurisdiction	VAN BUREN TN
Township / Civil Division	5
Census Block Group	1
Census Block	1045
Census Tract	925200

Owner

956 Hill Rd, a rural home, is owned and occupied by an individual who bought it in March 2021.

Source: Van Buren County records, as of January 23, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	356 BLUFF VIEW DR, SPENCER, TN 38585-3507
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS TRI-COUNTY BANK
Oct 17, 2024	Deed of Trust, Mortgage · Non-Conforming Investor Loan CITIZENS TRI-COUNTY BANK
Mar 2, 2021	Warranty Deed, Transfer
Jun 20, 2017	Quit Claim Deed, Transfer Quitclaim
Jun 9, 2017	Quit Claim Deed, Transfer Quitclaim
Apr 6, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2021 · Amount on File
Deed Sale	Mar 2, 2021 · Amount on File
Prior Sale	Jun 20, 2017
Deed Document Number	00RB109734
Deed Book / Page	RB109 / 734
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN BUREN TN
Property Address	956 HILL RD, SPENCER, TN 38585-5008
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	356 BLUFF VIEW DR, SPENCER, TN 38585-3507
Investor	Possibly a Property Investor

Mortgage

Document Number	0RB126/551
Date	Jun 28, 2023
Book Page	RB126/551
Instrument	23000823

Lender

Name	CITIZENS TRI-COUNTY BANK
Type	Bank
Address	SPENCER, TN 38585

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jun 15, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN BUREN TN
Property Address	956 HILL RD, SPENCER, TN 38585-5008
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	356 BLUFF VIEW DR, SPENCER, TN 38585-3507
Investor	Possibly a Property Investor

Mortgage

Document Number	0RB135/386
Date	Oct 17, 2024
Book Page	RB135/386
Instrument	24001270

Lender

Name	CITIZENS TRI-COUNTY BANK
Type	Bank
Address	489 SPRING ST, SPENCER, TN 38585

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount on Record
Term	120 Months
Due	Oct 7, 2034

Interest

Rate Type	Adjustable Rate

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN BUREN TN
Recording Date	Mar 2, 2021
Property Address	956 HILL RD, SPENCER, TN 38585-5008
Document Number	0RB109/734
Book / Page	RB109 / 734
Instrument Date	Mar 2, 2021
Instrument	21000283
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount on Record
Tax	$270.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	356 BLUFF VIEW DR, SPENCER, TN 38585-3507
Investor	Possibly a Property Investor

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VAN BUREN TN
Recording Date	Jun 20, 2017
Property Address	956 HILL RD, SPENCER, TN 38585-5008
Document Number	00RB89/920
Book / Page	RB89 / 920
Instrument Date	Jun 16, 2017
Instrument	17000593
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 843, SPENCER, TN 38585-0843

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VAN BUREN TN
Recording Date	Jun 9, 2017
Property Address	956 HILL RD, SPENCER, TN 38585-5008
Document Number	00RB89/785
Book / Page	RB89 / 785
Instrument Date	Jun 9, 2017
Instrument	17000548
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount on Record
Tax	$444.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 843, SPENCER, TN 38585-0843

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN BUREN TN
Recording Date	Apr 6, 2017
Property Address	956 HILL RD, SPENCER, TN 38585-5008
Document Number	00RB88/941
Book / Page	RB88 / 941
Instrument Date	Apr 3, 2017
Instrument	17000338
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 SPENCER DR, SPENCER, TN 38585-3212

Tax Assessment & Valuation

The 2025 property tax bill for 956 Hill Rd was $317 with an additional exemption, down 3.9% from the year before.

Source: Van Buren County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Van Buren County
Unified School District	Van Buren County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$317.00 (-3.94%) Additional exemption filed	$13,225 (-3.82%) Land $7,450 Building $5,775
2024	$330.00 (+18.71%) Additional exemption filed	$13,750 (-) Land $7,450 Building $6,300
2023	$278.00 Additional exemption filed	$13,750 (+18.79%) Land $7,450 Building $6,300
2022	$278.00	$11,575 Land $7,450 Building $4,125	$46,300 (-60.22%) Land $29,800 Building $16,500
2021			$116,400 Land $93,300 Building $23,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 956 Hill Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 956 Hill Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 71% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARREN COUNTY U.D. #2 serves 5,611 people · EPA ID TN0000655
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	No certified operator Sep 2018 Coliform assessment Sep 2018 Organic carbon removal Jul 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

956 Hill Rd, Spencer, TN 38585 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

October 2024: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

June 2017: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

June 2017: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

April 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Hill Rd

Nearby Streets

Search Property Records by Address or Parcel Number