956 Elderberry Ln, Clover, SC 29710 Property Records

York County property record for 956 Elderberry Ln, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,903 sqft · built 2018
Lot Size	0.229 acres (9,994 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Nov 2018)
Tax Bill	$2,393 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`559-03-01-010`

Property Details

APN / Parcel Number

Primary APN	`559-03-01-010`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,903 sqft Living Area
Gross Area	3,830 sqft
1st Floor Area	1,285 sqft
2nd Floor Area	1,618 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Lot Area	9,994 sqft (0.229 acres)
Garage Area	539 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	388 sqft

Location & Zoning

Street Address	956 ELDERBERRY LN
City	CLOVER
State	SC
Zip	29710-4200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 5 PADDLERS COVE PH 1 MP 1
Legal Subdivision	PADDLERS COVE
Legal Lot Number	5
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	2
Census Block	2032
Census Tract	61706

Owner

Source: York County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	956 ELDERBERRY LN, CLOVER, SC 29710-4200
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Nov 16, 2018	Grant Deed, Subdivision Related Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2018 · Amount on Record
Deed Sale	Nov 16, 2018 · Amount on Record
Deed Document Number	201848955
Deed Book / Page	17281 / 51
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	956 ELDERBERRY LN, CLOVER, SC 29710-4200
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2091500179
Date	Aug 23, 2023
Book Page	20915/179
Instrument	2023026389

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2053

November 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	YORK SC
Recording Date	Nov 16, 2018
Property Address	956 ELDERBERRY LN, CLOVER, SC 29710-4200
Document Number	1728100051
Book / Page	017281 / 000051
Instrument Date	Nov 7, 2018
Instrument	48955
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 6, 2018
Title Company	BLACKHAWK TITLE COMPANY, BLACKHAWK TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,387.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	956 ELDERBERRY LN CLOVER SC 297104200, CLOVER, SC 29710-4200

Mortgage

Document Number	1728100053
Date	Nov 16, 2018
Book Page	017281/000053
Instrument	48956

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2048

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,393.00 (+8.67%)	$17,484 (+15%) Land $2,485 Building $14,999	$527,700 (+38.84%) Land $75,000 Building $452,700
2023	$2,202.00	$15,203 Land $2,600 Building $12,603	$380,072 Land $65,000 Building $315,072

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Comporium Fiber · Cable in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, T-Mobile.

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