956 E Raines Rd, Memphis, TN 38116 Property Records

Shelby County property record for 956 E Raines Rd, Memphis, TN 38116

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,030 sqft · built 1951
Lot Size0.414 acres (18,023 sqft)
Owner2 Individual Names on File
Last Sale$178,500 (May 2021)
Tax Bill$822 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Sep 2019 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN07-7028-0-0011

Property Details

APN / Parcel Number

Primary APN07-7028-0-0011

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,030 sqft Living Area
Gross Area2,282 sqft
1st Floor Area1,080 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area18,023 sqft (0.414 acres)
Lot Dimensions177 ft deep x 100 ft wide
Garage TypeAttached
Garage Area252 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area28 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address956 E RAINES RD
CityMEMPHIS
StateTN
Zip38116-6323
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal SubdivisionLACEY MOSBYS WHITEHAVEN PARK
Legal Lot Number10
JurisdictionSHELBY TN
Township / Civil Division9
Census Block Group2
Census Block2004
Census Tract22500

Owner

Source: Shelby County assessment roll, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address454 DUTCHESS LN, HAYWARD, CA 94544-7502
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 11, 2021Special Warranty Deed, Transfer · FHA Mortgage
COMMUNITY MORTGAGE CORP
Sep 5, 2019Quit Claim Deed, Mortgage · Conventional with PMI
STANFORD FCU
Mar 5, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Mar 26, 2018Warranty Deed, Transfer
CLOSETRAK LLC
Mar 26, 2018Warranty Deed, Construction Loan · Construction Mortgage
LIMA ONE CAP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 11, 2021 · Amount on Record
Deed SaleMay 11, 2021 · Amount on Record
Prior SaleMar 26, 2018 · Amount on Record
Deed Document Number202156253
Prior Transfer DateJan 29, 2000
Prior Transfer Doc0000001394
Record UpdatedSep 20, 2026

May 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionSHELBY TN
Recording DateMay 11, 2021
Property Address956 E RAINES RD, MEMPHIS, TN 38116-6323
Document Number0021056253
Map ReferenceMB 39 PG 27
Instrument DateFeb 22, 2021
Instrument21056253
Transaction TypeTransfer
Record UpdatedMay 18, 2021
Title CompanyEDCO TITLE AND CLOSING SERVICES, EDCO TTL & CLOSING SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$660.45
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address956 E RAINES RD, MEMPHIS, TN 38116-6323

Mortgage

Document Number0021056254
DateMay 11, 2021
Instrument21056254
Lender
NameCOMMUNITY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

September 2019: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionSHELBY TN
Recording DateSep 5, 2019
Property Address956 E RAINES RD, MEMPHIS, TN 38116-6323
Document Number0000091668
Instrument DateAug 27, 2019
Instrument91668
Transaction TypeMortgage
Record UpdatedNov 27, 2019
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address454 DUTCHESS LN HAYWARD CA 945447502, HAYWARD, CA 94544-7502

Mortgage

Document Number91669
DateSep 5, 2019
Instrument91669
Lender
NameSTANFORD FCU
TypeCredit Union
AddressPALO ALTO, CA 94303-0843
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 4, 2049

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSHELBY TN
Recording DateMar 5, 2019
Property Address956 E RAINES RD, MEMPHIS, TN 38116-6323
Document Number0000021177
Instrument DateFeb 28, 2019
Instrument21177
Transaction TypeTransfer
Record UpdatedNov 27, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address454 DUTCHESS LN HAYWARD CA 945447502, HAYWARD, CA 94544-7502

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateMar 26, 2018
Property Address956 E RAINES RD, MEMPHIS, TN 38116-6323
Document Number0000028061
Instrument DateMar 16, 2018
Instrument28061
Transaction TypeTransfer
Record UpdatedJan 12, 2019
Title CompanyCLOSETRAK LLC

Transaction

AmountAmount Recorded
Tax$37.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7259 GERMANSHIRE LN MEMPHIS TN 381252726, MEMPHIS, TN 38125-2726

March 2018: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateMar 26, 2018
Property Address956 E RAINES RD, MEMPHIS, TN 38116-6323
Document Number0000028062
Instrument DateMar 16, 2018
Instrument28062
Transaction TypeConstruction Loan
Record UpdatedJan 10, 2020
Title CompanyCLOSETRAK LLC

Transaction

AmountAmount Recorded
Tax$103.60
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address454 DUTCHESS LN HAYWARD CA 945447502, HAYWARD, CA 94544-7502

Mortgage

Document Number28063
DateMar 26, 2018
Instrument28063
Lender
NameLIMA ONE CAP
TypeFunding / Finance Company
AddressGREENVILLE, SC 29601
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueMar 25, 2019
Interest
Rate12%

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityMemphis City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$822.00 (-35.78%)$30,575 (+45.42%) Land $4,425 Building $26,150$122,300 (+45.42%) Land $17,700 Building $104,600
2023$21,025 Land $3,450 Building $17,575
2022$1,280.00
2021$84,100 Land $13,800 Building $70,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMEMPHIS LIGHT, GAS, & WATER
serves 659,500 people · EPA ID TN0000450
Water SourceGroundwater
Last State InspectionApr 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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