956 Carmel Ct, Saint Paul, MN 55126 Property Records

Ramsey County property record for 956 Carmel Ct, Saint Paul, MN 55126

Property Summary

Property Type	Townhouse
Details	3 bd · 1.5 ba · 1,418 sqft · built 1975
Lot Size	0.4 acres (1,742 sqft)
Owner	2 Individual Names on File
Last Sale	$180,303 (Nov 2016)
Tax Bill	$3,048 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-30-23-31-0258`

Property Details

APN / Parcel Number

Primary APN	`14-30-23-31-0258`
Alternative APNs	`143023310112` `8087086` `59281`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,418 sqft Living Area
1st Floor Area	738 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1976
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	1,742 sqft (0.4 acres)
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	382 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	59281
Street Address	956 CARMEL CT
City	SAINT PAUL
State	MN
Zip	55126-5882
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LAKE MARTHA SECOND ADDITION LOT 5 BLK 5
Legal Range	23
Legal Township	30
Legal Section	14
Legal Subdivision	LAKE MARTHA SECOND ADDITION
Legal Block	5
Legal Lot Number	5
Jurisdiction	RAMSEY MN
Township / Civil Division	SHOREVIEW
Census Block Group	3
Census Block	3000
Census Tract	40707

Owner

956 Carmel Ct, a townhouse, is owned and occupied by two individuals who acquired it in June 2020.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	956 CARMEL CT, SAINT PAUL, MN 55126-5882
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2016 · Amount on File
Deed Sale	Nov 16, 2016 · Amount on File
Prior Sale	Jul 15, 2009 · Amount on File
Deed Document Number	20162573647
Last Transfer Date	Jun 14, 2020
Transfer Doc	0004820610
Record Updated	Oct 29, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Jul 8, 2020
Property Address	956 CARMEL CT, SHOREVIEW, MN 55126-5882
Document Number	0004820610
Instrument Date	Jun 14, 2020
Instrument	4820610
Transaction Type	Transfer
Record Updated	Jul 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	956 CARMEL CT ST PAUL MN 551265882, ST PAUL, MN 55126-5882

Mortgage

Document Number	4820611
Date	Jul 8, 2020
Instrument	4820611

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 7, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 956 Carmel Ct was $3,048 with a homeowner's exemption, down 1.5% from the year before.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	Shoreview City
Unified School District	Mounds View Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$256,500 (-2.25%) Land $50,000 Building $206,500	$256,500 (-2.25%) Land $50,000 Building $206,500
2025	$3,048.00 (-1.49%) Homeowner's exemption	$262,400 Land $50,000 Building $212,400	$262,400 Land $50,000 Building $212,400
2024	$3,094.00 (+5.96%)
2023	$2,920.00 Homeowner's exemption	$247,100 Land $50,000 Building $197,100	$247,100 Land $50,000 Building $197,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 956 Carmel Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 956 Carmel Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Shoreview serves 26,750 people · EPA ID MN1620020
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20