9559 Hwy 89, Jay, FL 32565 Property Records

Santa Rosa County property record for 9559 Hwy 89, Jay, FL 32565

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,137 sqft · built 1950
Lot Size9.23 acres (402,494 sqft)
OwnerOwner Name on Record
Last Sale$100,000 (Apr 2012)
Tax Bill$935 (2024)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN12-3N-29-0000-00100-0000

Property Details

APN / Parcel Number

Primary APN12-3N-29-0000-00100-0000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,137 sqft Heated Area
Gross Area2,013 sqft
1st Floor Area1,137 sqft
Utility Area792 sqft
Utility RoomUtility Room
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1970
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Foundation TypeRaised
Roof MaterialMetal
Lot Area402,494 sqft (9.23 acres)
Lot Dimensions6,260 ft deep x 6,440 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area84 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number123N290000001000000
Street Address9559 HIGHWAY 89
CityJAY
StateFL
Zip32565-9237
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-RR
Legal DescriptionCOM SE CORN OF NE4 OF NE4 THN N89*56'28W 38.48 FT TO W R/W HWY 89 & POB THN S0*10'01W ON R/W 32.36 FT THN N89*56'28W 625.17
Legal Range29W
Legal Township03N
Legal Section12
JurisdictionSANTA ROSA FL
Township / Civil DivisionALLENTOWN
Census Block Group1
Census Block1015
Census Tract10400

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address9559 HIGHWAY 89, JAY, FL 32565-9237
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 10, 2012 · Amount on Record
Deed SaleApr 10, 2012 · Amount on Record
Prior SaleNov 6, 2009 · Amount on Record
Deed Document Number201214661
Deed Book / Page3128 / 0869
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address9559 HIGHWAY 89, MILTON, FL 32570-9089
Transaction TypeMortgage
Record UpdatedMay 8, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address9559 HIGHWAY 89, JAY, FL 32565-9237

Mortgage

Document Number0041961801
DateOct 21, 2021
Book Page4196/1801
Instrument202170579
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term247 Months
DueMay 1, 2042

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$935.00 (+2.75%) Homeowner's exemption$110,693 (+3%)$207,349 (+0.56%) Land $103,488 Building $103,861
2023$910.00 (+3.06%) Homeowner's exemption$107,469 (+3%)$206,197 (+1.97%) Land $103,488 Building $102,709
2022$883.00 Homeowner's exemption$104,339$202,218 Land $103,488 Building $98,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims4 (1998–2020)
Claims Outside the SFHA4 of 4
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOINT BAKER WATER SYSTEM, INC.
private · serves 11,318 people · EPA ID FL1570540
Water SourceGroundwater
Last State InspectionAug 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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