9559 Chillicothe Rd, Willoughby, OH 44094 Property Records

Lake County property record for 9559 Chillicothe Rd, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 656 sqft · built 1909
Lot Size	3.83 acres (166,835 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,173 (2023)
Deeds & Mortgages	Dec 2023 Transfer Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-A-014-0-00-009-0`

Property Details

APN / Parcel Number

Primary APN	`20-A-014-0-00-009-0`
Alternative APN	`B 4`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	656 sqft Living Area
Gross Area	776 sqft
1st Floor Area	656 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	166,835 sqft (3.83 acres)

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	204 sqft
Deck Area	360 sqft
Patio Area	560 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	9559 CHILLICOTHE RD
City	WILLOUGHBY
State	OH
Zip	44094-8502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 12 TRACT 2
Legal Subdivision	CITY/KIRTLAND 02
Legal Tract	2
Legal Block	3
Legal Lot Number	12
Jurisdiction	LAKE OH
Township / Civil Division	KIRTLAND
Census Block Group	3
Census Block	3020
Census Tract	203700

Owner

Source: Lake County records, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9559 CHILLICOTHE RD, WILLOUGHBY, OH 44094-8502
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2023	Intrafamily Transfer, Transfer
Jan 11, 2022	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 1, 1990
Deed Sale	Jan 1, 1990
Last Transfer Date	Dec 21, 2023
Transfer Doc	0000025536
Record Updated	Sep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE OH
Recording Date	Dec 22, 2023
Property Address	9559 CHILLICOTHE RD, WILLOUGHBY, OH 44094-8502
Document Number	0000025536
Instrument Date	Dec 21, 2023
Instrument	2023R025536
Transaction Type	Transfer
Record Updated	Jan 4, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	9559 CHILLICOTHE RD, WILLOUGHBY, OH 44094-8502

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	9559 CHILLICOTHE RD, WILLOUGHBY, OH 44094-8502
Transaction Type	Mortgage
Record Updated	Feb 9, 2022
Title Company	GUARDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001454
Date	Jan 11, 2022
Instrument	2022R001454

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Kirtland City
Unified School District	Kirtland Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$93,790 (+36.92%) Land $56,680 Building $37,110	$267,970 (+36.91%) Land $161,940 Building $106,030
2023	$7,173.00 (+128.88%) Homeowner's exemption Senior Citizen's exemption	$68,500 (-) Land $36,720 Building $31,780
2022	$3,134.00 Homeowner's exemption Senior Citizen's exemption	$68,500 Land $36,720 Building $31,780
2021			$195,720 Land $104,920 Building $90,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1989)
Most Recent Claim	May 1989 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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