9555 Watsonville Rd, Gilroy, CA 95020 Property Records

Santa Clara County property record for 9555 Watsonville Rd, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,743 sqft · built 1975
Lot Size	2.15 acres (94,089 sqft)
Owner	Trust Name on File
Last Sale	$530,000 (Feb 2013)
Tax Bill	$2,443 (2025)
Deeds & Mortgages	Dec 2020 Line of Credit Apr 2020 Transfer + 2 more
Flood Zone	Zone D (undetermined)
APN	`756-30-007`

Property Details

APN / Parcel Number

Primary APN	`756-30-007`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,743 sqft Living Area
1st Floor Area	1,743 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	94,089 sqft
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Well

Location & Zoning

Street Address	9555 WATSONVILLE RD
City	GILROY
State	CA
Zip	95020-9428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-SR
Legal Description	MAP O PG 19
Legal Subdivision	SOLIS RHO
Jurisdiction	SANTA CLARA CA
Township / Civil Division	LLAGAS-UVAS
Census Block Group	2
Census Block	2027
Census Tract	512200

Owner

9555 Watsonville Rd is owner-occupied and held in a trust since April 2020.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Trust Name on File
Mailing Address	9555 WATSONVILLE RD, GILROY, CA 95020-9428
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2020	Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CENTRAL CU
Apr 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMEPLUS CORP
Oct 30, 2018	Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CTRL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2013 · Amount on File
Deed Sale	Feb 14, 2013 · Amount on File
Prior Sale	Oct 25, 2012 · Amount on File
Deed Document Number	201322094013
Last Transfer Date	Apr 14, 2020
Transfer Doc	0024458115
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	9555 WATSONVILLE RD, GILROY, CA 95020-9428
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9555 WATSONVILLE RD, GILROY, CA 95020-9428

Mortgage

Document Number	0024744349
Date	Dec 10, 2020
Instrument	24744349

Lender

Name	COMMONWEALTH CENTRAL CU
Type	Credit Union
Address	SAN JOSE, CA 95164

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 17, 2020
Property Address	9555 WATSONVILLE RD, GILROY, CA 95020-9428
Document Number	0024458115
Instrument Date	Apr 14, 2020
Instrument	24458115
Transaction Type	Transfer
Record Updated	May 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	9555 WATSONVILLE RD GILROY CA 950209428, GILROY, CA 95020-9428

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	9555 WATSONVILLE RD, GILROY, CA 95020-9428
Document Number	0024693230
Instrument Date	Feb 26, 2020
Transaction Type	Mortgage
Record Updated	Nov 19, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	9555 WATSONVILLE RD GILROY CA 950209428, GILROY, CA 95020-9428

Mortgage

Document Number	0024693230
Date	Nov 9, 2020
Instrument	24693230

Lender

Name	HOMEPLUS CORP
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 8, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	9555 WATSONVILLE RD, GILROY, CA 95020-9428
Document Number	0024055572
Instrument Date	Oct 30, 2018
Transaction Type	Mortgage
Record Updated	Nov 15, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	9555 WATSONVILLE RD GILROY CA 950209428, GILROY, CA 95020-9428

Mortgage

Document Number	0024055572
Date	Nov 5, 2018
Instrument	24055572

Lender

Name	COMMONWEALTH CTRL CU
Type	Credit Union
Address	SAN JOSE, CA 95164-1690

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 4, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 9555 Watsonville Rd was $2,443 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$198,109 (+2%) Land $35,075 Building $163,034
2025	$2,443.00 Homeowner's exemption	$194,226 Land $34,388 Building $159,838
2023	$2,383.00 (+1.97%) Homeowner's exemption	$186,685 Land $33,053 Building $153,632
2022	$2,337.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9555 Watsonville Rd in Zone D, where flood risk has not been studied, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (1982–2023)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9555 Watsonville Rd is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 40% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAPPY ACRES MWC private · serves 220 people · EPA ID CA4300551
Water Source	Groundwater
Last State Inspection	Apr 2024
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Razzolink Fixed Wireless	500 / 250
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Etheric Networks, Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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