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9555 Covenant Ct, Owings, MD 20736 Property Records

Calvert County property record for 9555 Covenant Ct, Owings, MD 20736

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,448 sqft · built 2003
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$115,000 (Sep 2003)
Tax Bill$6,983 (2025)
Deeds & MortgagesAug 2023 Transfer
Flood ZoneZone X (minimal risk)
APN03-178420

Property Details

APN / Parcel Number

Primary APN03-178420
Alternative APNs
  • 3178420
  • 178420

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,448 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Garage TypeBuilt-in
Garage Area500 sqft
Parking Spaces2 Parking Spaces
Deck Area519 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number178420
Street Address9555 COVENANT CT
CityOWINGS
StateMD
Zip20736-3333
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRUR
Legal DescriptionLT 17 PLAT 2 COVENANT CREEK
Legal SubdivisionCOVENANT CREEK
Legal Lot Number17
JurisdictionCALVERT MD
Township / Civil Division3, SUNDERLAND
Census Block Group2
Census Block2001
Census Tract860200

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address9555 COVENANT CT, OWINGS, MD 20736-3333
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 16, 2003 · Amount on Record
Deed SaleSep 16, 2003 · Amount on Record
Deed Document Number200340896
Deed Book / Page1994 / 441
Last Transfer DateAug 17, 2023
Transfer Doc0064710395
Record UpdatedSep 20, 2026

August 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCALVERT MD
Recording DateAug 17, 2023
Property Address9555 COVENANT CT, OWINGS, MD 20736-3333
Document Number0064710395
Book / Page6471 / 395
Map ReferenceMB KPS1 PG 311
Instrument DateAug 17, 2023
Transaction TypeTransfer
Record UpdatedAug 31, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$639,933 (+2.13%)$666,600 (+6.38%) Land $220,000 Building $446,600
2025$6,983.00 (+18.4%) Homeowner's exemption$626,600 (+10.37%) Land $220,000 Building $406,600$626,600 (-) Land $220,000 Building $406,600
2023$5,898.00 Homeowner's exemption$567,733$626,600 Land $220,000 Building $406,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2002–2003)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 2003 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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