Howard County property record for 9554 Transfer Row, Columbia, MD 21045
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,248 sqft · built 1972 |
| Lot Size | 0.03 acres (1,306 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $360,000 (Jul 2026) |
| Tax Bill | $4,697 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-065668 |
| Primary APN | 16-065668 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,248 sqft Total Area |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Townhouse |
| Exterior Material | Block |
| Roof Material | Composition Shingle |
| Lot Area | 1,306 sqft (0.03 acres) |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 065668 |
|---|---|
| Street Address | 9554 TRANSFER ROW |
| City | COLUMBIA |
| State | MD |
| Zip | 21045-3927 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | NT |
| Legal Description | LOT 80-3 S 5 9554 TRANSFER ROW VIL OAKLAND MILLS |
| Legal Subdivision | COLUMBIA VILLAGE OF OAKLAND MILLS AREA 4 |
| Legal Lot Number | 80 3 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 606603 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9554 TRANSFER ROW, COLUMBIA, MD 21045-3927 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jul 31, 2026 | Deed, Transfer · Conventional Mortgage TRUST BANK |
| Aug 23, 2021 | Deed, Transfer · Conventional Mortgage CORNERSTONE MORTGAGE SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2026 · Amount on Record |
| Deed Sale | Jul 31, 2026 · Amount on Record |
| Prior Sale | Aug 23, 2021 · Amount on Record |
| Deed Book / Page | 23346 / 46 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jul 31, 2026 |
| Property Address | 9554 TRANSFER ROW, COLUMBIA, MD 21045-3927 |
| Document Number | 2334000046 |
| Book / Page | 23346 / 46 |
| Instrument Date | Jul 10, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $363,600.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 9554 TRANSFER ROW, COLUMBIA, MD 21045-3927 |
| Document Number | 2334000055, |
|---|---|
| Date | Jul 31, 2026 |
| Book Page | 23346/55 |
| Name | TRUST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Aug 23, 2021 |
| Property Address | 9554 TRANSFER ROW, COLUMBIA, MD 21045-3927 |
| Document Number | 0208300222 |
| Book / Page | 20830 / 222 |
| Map Reference | MB 22 PG 65 |
| Instrument Date | May 1, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,975.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 9554 TRANSFER ROW, COLUMBIA, MD 21045-3927 |
| Document Number | 20830231 |
|---|---|
| Date | Aug 23, 2021 |
| Instrument | 20830/231 |
| Name | CORNERSTONE MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jun 1, 2051 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,697.00 (+6.77%) | $295,900 (+7.13%) Land $110,000 Building $185,900 | $295,900 (-) Land $110,000 Building $185,900 |
| 2025 | $4,399.00 (+73.19%) | $276,200 (+16.64%) | $295,900 (+24.96%) Land $110,000 Building $185,900 |
| 2023 | $236,800 Land $90,000 Building $146,800 | $236,800 Land $90,000 Building $146,800 | |
| 2022 | $2,540.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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