St. Clair County property record for 9551 Mud Hen Hwy, Saint Clair, MI 48079
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 962 sqft |
| Lot Size | 0.282 acres (12,284 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,154 (2024) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 74-14-937-0108-001 |
| Primary APN | 74-14-937-0108-001 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 962 sqft Living Area |
| Lot Area | 12,284 sqft (0.282 acres) |
|---|---|
| Lot Depth | 92 ft Depth |
| Cooling System | None |
|---|
| Street Address | 9551 MUD HEN HWY |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | PART OF LOT 325 BEG N 14D 45M 0S E 46.14' FROM SELY COR LOT 325, TH N 76D 21M 30S W 27.27', TH N 60D 43M 29S W 4.27', TH N |
| Legal Lot Number | 325 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 648000 |
Source: St. Clair County assessment roll, as of March 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5229 CEDAR LAKE RD, OSCODA, MI 48750-1504 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 21, 2021 |
| Deed Sale | Jan 21, 2021 |
| Prior Sale | Jan 21, 2021 |
| Deed Document Number | 0005304907 |
| Deed Book / Page | 5304 / 910 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 9551 MUD HEN HWY, ALGONAC, MI 48001 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5229 CEDAR LAKE RD, OSCODA, MI 48750-1504 |
| Document Number | 0005380649 |
|---|---|
| Date | Jun 18, 2021 |
| Book Page | 5380/649 |
| Instrument | 2021017888 |
| Name | NORTHSTAR BANK |
|---|---|
| Type | Bank |
| Address | BAD AXE, MI 48413 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Jul 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.5% |
| Index | 1-Year LIBOR |
| Max Rate | 9.5% |
Source: St. Clair County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $111,600 (+4.79%) | ||
| 2024 | $2,154.00 (+11.03%) | $223,200 (+4.79%) | |
| 2023 | $106,500 | ||
| 2022 | $1,940.00 | $213,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 579.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 139 policies |
| Nearby Flood Policies | 139 in force |
| Nearby Flood Claims | 220 (1981–2024) |
| Claims Outside the SFHA | 102 of 220 |
| Most Recent Claim | Sep 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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