9551 Cummings Rd, Durham, CA 95938 Property Records

Butte County property record for 9551 Cummings Rd, Durham, CA 95938 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,280 sqft · built 1964
Lot Size	3.53 acres (153,766 sqft)
Owner	Individual Name on File
Last Sale	$525,000 (Nov 2025)
Tax Bill	$3,201 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`040-170-073-000`

Property Details

APN / Parcel Number

Primary APN	`040-170-073-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Building Area	1,280 sqft Living Area

Exterior

Year Built	Built 1964
Architectural Style	Modern
Construction Type	Wood
Lot Area	153,766 sqft (3.53 acres)

Location & Zoning

Street Address	9551 CUMMINGS RD
City	DURHAM
State	CA
Zip	95938-9605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	9551 CUMMINGS RD
Legal Subdivision	DURHAM ST LAND SETTLEMENT
Legal Lot Number	9
Jurisdiction	BUTTE CA
Township / Civil Division	DURHAM
Census Block Group	3
Census Block	3014
Census Tract	1500

Owner

Source: Butte County records · APN 040-170-073-000

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	9551 CUMMINGS RD, DURHAM, CA 95938-9605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 25, 2025 · Amount on Record
Deed Sale	Nov 25, 2025 · Amount on Record
Prior Sale	Nov 25, 2013 · Amount on Record
Deed Document Number	2025-0031620
Record Updated	Jun 08, 2026

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Nov 25, 2025
Property Address	9551 CUMMINGS RD, DURHAM, CA 95938-9605
Document Number	0000031620
Map Reference	MB 8 PG 16-18
Instrument Date	Nov 21, 2025
Instrument	2025-0031620
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	TIMIOS TITLE INC, TIMIOS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9551 CUMMINGS RD, DURHAM, CA 95938-9605

Mortgage

Document Number	0000031621
Date	Nov 25, 2025
Instrument	2025-0031621

Lender

Name	XPERT HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2055

Tax Assessment & Valuation

Source: Butte County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Unified School District	Durham Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,201.00 (+9.03%) Homeowner's exemption	$281,569 (+3.86%) Land $192,399 Building $89,170
2023	$2,936.00 (+2.3%) Homeowner's exemption	$271,114 Land $184,929 Building $86,185
2022	$2,870.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Butte County (06007C), updated June 30, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060070015003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 177 individual NFIP policies nearby
Nearby Flood Policies	177 in force 146 of 177 on primary residences
Nearby Flood Claims	15 (1995–2019)
Most Recent Claim	Feb 2019, rainfall accumulation
Flood Events	Severe Winter Storms And Flooding (Feb 1998), 5 claims Severe Winter Storms, Flooding, Landslides, Mud Flows (Feb 1995), 5 claims

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 41% of California
Wildfire Likelihood	About 1 in 435 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.