9550 Florence Ln, Dunkirk, MD 20754 Property Records

Calvert County property record for 9550 Florence Ln, Dunkirk, MD 20754 · Last verified September 2023

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,430 sqft · built 1983
Lot Size	2.02 acres (87,991 sqft)
Owner	2 Individual Names on File
Last Sale	$495,000 (Sep 2005)
Tax Bill	$4,118 (2023)
Deeds & Mortgages	Sep 2018 Line of Credit Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-091503`

Property Details

APN / Parcel Number

Primary APN	`03-091503`
Alternative APNs	`3091503` `091503`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,430 sqft Total Area
1st Floor Area	1,594 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Architectural Style	Split Level
Exterior Material	Siding
Construction Type	Wood Frame
Roof Material	Composition Shingle
Lot Area	87,991 sqft (2.02 acres)
Garage Type	Attached
Garage Area	828 sqft
Parking Spaces	3 Parking Spaces
Deck Area	230 sqft
Patio Area	92 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	091503
Old Parcel Number	3091503
Street Address	9550 FLORENCE LN
City	DUNKIRK
State	MD
Zip	20754-9326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 13 SEC 3 HALL'S HILLS
Legal Subdivision	HALLS HILLS
Legal Lot Number	13
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	3
Census Block	3011
Census Tract	860103

Owner

Source: Calvert County records · APN 03-091503

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9550 FLORENCE LN, DUNKIRK, MD 20754-9326
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2018	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC
Oct 09, 2019	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 20, 2005 · Amount on Record
Deed Sale	Sep 20, 2005 · Amount on Record
Prior Sale	Sep 20, 2005 · Amount on Record
Deed Document Number	060902
Deed Book / Page	2584 / 736
Record Updated	Jun 07, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	9550 FLORENCE LN, DUNKIRK, MD 20754-9326
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052510199
Date	Sep 12, 2018
Book Page	5251/199

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	9550 FLORENCE LN, DUNKIRK, MD 20754-9326
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054510001
Date	Oct 09, 2019
Book Page	5451/001

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Calvert County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,118.00 Homeowner's exemption	$396,367	$440,500 Land $168,100 Building $272,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240098601033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low above 32% of the US · above 68% of Maryland
Wildfire Likelihood	About 1 in 3,704 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 23 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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