9550 Dice Rd, Freeland, MI 48623 Property Records

Saginaw County property record for 9550 Dice Rd, Freeland, MI 48623

Property Summary

Property TypeSingle Family Home
Details1 ba · 800 sqft · built 1947
Lot Size0.665 acres (28,967 sqft)
OwnerIndividual Name on File
Last Sale$83,000 (Nov 2015)
Tax Bill$1,879 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Feb 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN28-12-3-03-3008-000

Property Details

APN / Parcel Number

Primary APN28-12-3-03-3008-000

Interior

Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area800 sqft Living Area
1st Floor Area800 sqft
Basement Area800 sqft
Unfinished Basement800 sqft

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Architectural StyleRaised Ranch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area28,967 sqft (0.665 acres)
Lot Dimensions207 ft deep x 140 ft wide
Garage Area588 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area44 sqft
Deck AreaDeck Area
Patio Area88 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address9550 DICE RD
CityFREELAND
StateMI
Zip48623-8861
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionW 140 FT OF E 280 FT OF S 240 FT OF SE 1/4 OF SW 1/4 -- 0.77 ACRE SEC 03 T12N R3E
Legal Range03E
Legal Township12N
Legal Section03
JurisdictionSAGINAW MI
Township / Civil DivisionTHOMAS
Census Block Group1
Census Block1006
Census Tract12002

Owner

9550 Dice Rd is owned and occupied by an individual who bought it in November 2015.

Source: Saginaw County records, as of August 24, 2026

Owner of RecordIndividual Name on File
Mailing Address9550 DICE RD, FREELAND, MI 48623-8861
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 13, 2026Deed of Trust, Mortgage · Line of Credit
TEAM ONE CREDIT UNION
Feb 3, 2026Deed of Trust, Mortgage · Conventional Mortgage
TEAM ONE CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 10, 2015 · Amount on File
Deed SaleNov 10, 2015 · Amount on File
Prior SaleJan 14, 2010 · Amount on File
Deed Document Number201531383
Deed Book / Page2836 / 1446
Prior Transfer DateAug 31, 1979
Prior Transfer Doc1573001498
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Recording DateAug 13, 2026
Property Address9550 DICE RD, FREELAND, MI 48623-8861
Document Number0000020656
Instrument DateAug 4, 2026
Instrument202620656
Transaction TypeMortgage
Record UpdatedAug 24, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address9550 DICE RD, FREELAND, MI 48623-8861

Mortgage

Document Number0000020656,
DateAug 13, 2026
Instrument202620656
Lender
NameTEAM ONE CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Max Rate-1%

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Property Address9550 DICE RD, FREELAND, MI 48623-8861
Transaction TypeMortgage
Record UpdatedFeb 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address9550 DICE RD, FREELAND, MI 48623-8861

Mortgage

Document Number0000002220
DateFeb 3, 2026
Instrument2026002220
Lender
NameTEAM ONE CU
TypeCredit Union
Address520 HAYDEN ST, SAGINAW, MI 48607
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 9550 Dice Rd was $1,879 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionThomas Township
Unified School DistrictFreeland Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$67,400$134,800
2025$1,879.00 Homeowner's exemption
2023$48,600$97,200
2022$1,574.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9550 Dice Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims9 (1978–2022)
Most Recent ClaimAug 2022 · other causes
Claims by Event
  • Severe Storms And Flooding, May 2020 · 3 claims
  • Severe Storms & Flooding, Sep 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9550 Dice Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 91% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTITTABAWASSEE TOWNSHIP
serves 9,227 people · EPA ID MI0002470
Water SourcePurchased surface water from CITY OF SAGINAW
Last State InspectionJul 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2018
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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