955 Willow Rd, Winnetka, IL 60093 Property Records

Cook County property record for 955 Willow Rd, Winnetka, IL 60093

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,564 sqft · built 1940
Lot Size	0.189 acres (8,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$884,000 (Apr 2024)
Tax Bill	$14,532 (2023)
Deeds & Mortgages	Sep 2023 Line of Credit Mar 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`05-20-224-020`

Property Details

APN / Parcel Number

Primary APN	`05-20-224-020`
Alternative APN	`05-20-224-020-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,564 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1941
Architectural Style	Old Style
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	8,250 sqft (0.189 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	955 WILLOW RD
City	WINNETKA
State	IL
Zip	60093-3634
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L18 B11 PROVIDENT MUTUAL LAND ASSOC W1/2 NE1/4 S20 T42N R13E
Legal Range	13E
Legal Township	42N
Legal Section	20
Legal Subdivision	PROVIDENT MUTUAL LAND ASSOC
Legal Block	11
Legal Lot Number	18
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	4
Census Block	4022
Census Tract	800500

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	327 NORA AVE, GLENVIEW, IL 60025-5013
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2023	Deed of Trust, Mortgage · Line of Credit SCHAUMBURG BANK & TRUST CO NA
Mar 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK
Apr 9, 2024	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 10, 2020	Warranty Deed, Transfer · Conventional with PMI WINTRUST MTG
Jun 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMPASS MTG
Mar 29, 2017	Grant Deed, Transfer COMPASS MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2024 · Amount on Record
Deed Sale	Apr 9, 2024 · Amount on Record
Prior Sale	Nov 10, 2020 · Amount on Record
Deed Document Number	202414050
Prior Transfer Date	Jun 6, 2014
Prior Transfer Doc	0000045001
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	955 WILLOW RD, WINNETKA, IL 60093-3634
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1145 N ARLINGTON HEIGHTS RD, ITASCA, IL 60143-3171

Mortgage

Document Number	0025834074
Date	Sep 15, 2023
Instrument	2325834074

Lender

Name	SCHAUMBURG BANK & TRUST CO NA
Type	Bank
Address	ITASCA, IL 60143

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	955 WILLOW RD, WINNETKA, IL 60093-3634
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	955 WILLOW RD, WINNETKA, IL 60093-3634

Mortgage

Document Number	0008919187
Date	Mar 30, 2026
Instrument	2608919187

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	EVANSVILLE, IN 47708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	379 Months
Due	Oct 1, 2057

Interest

Rate Type	Fixed Rate
Rate	6%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Apr 9, 2024
Property Address	955 WILLOW RD, WINNETKA, IL 60093-3634
Document Number	0010014050
Instrument Date	Mar 29, 2024
Instrument	2410014050
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$864.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	955 WILLOW RD, WINNETKA, IL 60093-3634

Mortgage

Document Number	0010014051
Date	Apr 9, 2024
Instrument	2410014051

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.87%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Nov 10, 2020
Property Address	955 WILLOW RD, WINNETKA, IL 60093-3634
Document Number	2031325072
Instrument Date	Oct 5, 2020
Instrument	31325072
Transaction Type	Transfer
Record Updated	Dec 8, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	955 WILLOW RD WINNETKA IL 600933634, WINNETKA, IL 60093-3634

Mortgage

Document Number	2031325073
Date	Nov 10, 2020
Instrument	31325073

Lender

Name	WINTRUST MTG
Type	Mortgage Company
Address	ROSEMONT, IL 60018

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 9, 2050

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	955 WILLOW RD, WINNETKA, IL 60093-3634
Document Number	2021007514
Instrument Date	Jun 1, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	CARRINGTON TITLE PARTNERS LLC, CARRINGTON TITLE PTRS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	955 WILLOW RD WINNETKA IL 600933634, WINNETKA, IL 60093-3634

Mortgage

Document Number	2021007514
Date	Jul 28, 2020
Instrument	21007514

Lender

Name	COMPASS MTG
Type	Mortgage Company
Address	WARRENVILLE, IL 60555

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2050

Interest

Rate Type	Fixed Rate
Rate	3.12%

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Mar 29, 2017
Property Address	955 WILLOW RD, WINNETKA, IL 60093-3634
Document Number	1708855065
Instrument Date	Mar 28, 2017
Instrument	8855065
Transaction Type	Transfer
Record Updated	Apr 5, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$575.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	955 WILLOW RD WINNETKA IL 600933634, WINNETKA, IL 60093-3634

Mortgage

Document Number	1708855066
Date	Mar 29, 2017
Instrument	8855066

Lender

Name	COMPASS MTG
Type	Mortgage Company
Address	WARRENVILLE, IL 60555

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2047

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Winnetka Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Winnetka School District 36 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$72,001 (+9.09%) Land $26,813 Building $45,188	$720,010 (+9.09%) Land $268,130 Building $451,880
2023	$14,532.00 (+0.89%)
2022	$14,404.00 Homeowner's exemption	$65,999 Land $22,687 Building $43,312	$659,990 Land $226,870 Building $433,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 101 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	101 in force
Nearby Flood Claims	68 (1987–2022)
Claims Outside the SFHA	6 of 68
Most Recent Claim	Jul 2022 · other causes
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms And Flooding, Sep 2008 · 8 claims Severe Storms & Flooding, Aug 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINNETKA serves 12,475 people · EPA ID IL0313330
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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