Hamilton County property record for 955 Wells St, Cincinnati, OH 45205
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,800 sqft · built 1885 |
| Lot Size | 0.103 acres (4,530 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $199,500 (Sep 2025) |
| Tax Bill | $1,829 (2025) |
| Deeds & Mortgages | Oct 2025 Second Mortgage Sep 2025 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 175-0018-0056-00 |
| Primary APN | 175-0018-0056-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,800 sqft Living Area |
| 1st Floor Area | 900 sqft |
| 2nd Floor Area | 900 sqft |
| Attic | Attic |
| Attic Area | 900 sqft |
| Basement Area | 900 sqft |
| Year Built | Built 1885 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 4,530 sqft (0.103 acres) |
| Lot Dimensions | 150 ft deep x 30 ft wide |
| Porch | Porch |
| Porch Area | 146 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 955 WELLS ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45205-1826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 955 WELLS AVE 30 X 150.87 IRR LOT 3 EWALDS SUB |
| Legal Subdivision | EWALDS SUB |
| Legal Lot Number | 3 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 9500 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 955 WELLS ST, CINCINNATI, OH 45205-1826 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 7, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage BAYSHORE MORTGAGE FUNDING LLC |
| Sep 3, 2025 | Warranty Deed, Transfer · FHA Mortgage BAYSHORE MORTGAGE FUNDING LLC |
| Jan 21, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jan 19, 2018 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO |
| Jan 25, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Jan 19, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage HUNTINGTON NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 3, 2025 · Amount on Record |
| Deed Sale | Sep 3, 2025 · Amount on Record |
| Prior Sale | Jan 21, 2020 |
| Deed Document Number | 0000067190 |
| Deed Book / Page | 15492 / 466 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 955 WELLS ST, CINCINNATI, OH 45205-1826 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000077901 |
|---|---|
| Date | Oct 7, 2025 |
| Book Page | 15516/1640 |
| Instrument | 2025-0077901 |
| Name | BAYSHORE MORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MEDWAY, OH 45341 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 3, 2025 |
| Property Address | 955 WELLS ST, CINCINNATI, OH 45205-1826 |
| Document Number | 0000067190 |
| Book / Page | 15492 / 466 |
| Map Reference | MB 6 PG 121 |
| Instrument Date | Aug 27, 2025 |
| Instrument | 2025-0067190 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $199.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 955 WELLS ST, CINCINNATI, OH 45205-1826 |
| Document Number | 0000067192 |
|---|---|
| Date | Sep 3, 2025 |
| Instrument | 2025-0067192 |
| Name | BAYSHORE MORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Document Number | 0000067193 |
|---|---|
| Date | Sep 3, 2025 |
| Book Page | 15492/490 |
| Instrument | 2025-0067193 |
| Name | BAYSHORE MORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45241 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 21, 2020 |
| Property Address | 955 WELLS ST, CINCINNATI, OH 45205-1826 |
| Document Number | 0000006559 |
| Book / Page | 014087 / 001650 |
| Instrument Date | Jan 7, 2020 |
| Instrument | 6559 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4047 CEDARWOOD LN CINCINNATI OH 452452001, CINCINNATI, OH 45245-2001 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 19, 2018 |
| Property Address | 955 WELLS ST, CINCINNATI, OH 45205-1826 |
| Document Number | 0000005339 |
| Map Reference | MB 6 PG 121 |
| Instrument Date | Jan 12, 2018 |
| Instrument | 18-0005339 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $99.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 955 WELLS ST, CINCINNATI, OH 45205-1826 |
| Document Number | 0000005340 |
|---|---|
| Date | Jan 19, 2018 |
| Instrument | 18-0005340 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 25, 2017 |
| Property Address | 955 WELLS ST, CINCINNATI, OH 45205-1826 |
| Document Number | 0000007710 |
| Book / Page | 013340 / 001121 |
| Instrument Date | Jan 18, 2017 |
| Instrument | 7710 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 41 MILFORD OH 451500041, MILFORD, OH 45150-0041 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 19, 2017 |
| Property Address | 955 WELLS ST, CINCINNATI, OH 45205-1826 |
| Document Number | 0000005628 |
| Map Reference | PB 6 PG 121 |
| Instrument Date | Jan 13, 2017 |
| Instrument | 17-0005628 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | 360 AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 41, MILFORD, OH 45150-0041 |
| Document Number | 0000005629 |
|---|---|
| Date | Jan 19, 2017 |
| Instrument | 17-0005629 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,829.00 (+0.16%) | $28,767 (-) Land $2,282 Building $26,485 | |
| 2024 | $1,826.00 (-0.16%) | $28,767 (-) Land $2,282 Building $26,485 | |
| 2023 | $1,829.00 (+122.51%) | $28,767 (+149.06%) Land $2,282 Building $26,485 | $82,190 (+149.06%) Land $6,520 Building $75,670 |
| 2022 | $822.00 | $11,550 Land $2,023 Building $9,527 | |
| 2020 | $33,000 Land $5,780 Building $27,220 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
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