Arapahoe County property record for 955 Waterloo Ct, Aurora, CO 80018
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,726 sqft · built 2020 |
| Owner | 2 Individuals on Record |
| Last Sale | $407,000 (Jul 2020) |
| Tax Bill | $6,473 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Feb 2025 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1977-04-4-09-002 |
| Primary APN | 1977-04-4-09-002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,726 sqft Living Area |
| Gross Area | 2,245 sqft |
| 1st Floor Area | 1,726 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Material | Asphalt |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Driveway | Driveway |
| Driveway Area | 2 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 121 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 035313433 |
|---|---|
| Street Address | 955 WATERLOO CT |
| City | AURORA |
| State | CO |
| Zip | 80018-1830 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RNEP |
| Legal Description | TOWNSHIP T4S MAPPLATB 528 MAPPLATP 59 SUBDIVISIONCD 056102 SUBDIVISIONNAME SKY RANCH SUBDIVISION FLG NO 1 BLOCK 009 LOT 002 LOT 2 BLK 9 SKY RANCH SUB FLG NO 1 |
| Legal Subdivision | SKY RANCH SUBDIVISION FLG NO 1 |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | ARAPAHOE CO |
| Township / Civil Division | EAST ARAPAHOE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 7111 |
Source: Arapahoe County assessment roll, as of June 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 955 WATERLOO CT, AURORA, CO 80018-1830 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 5, 2026 | Deed of Trust, Mortgage · Line of Credit BELLCO CREDIT UNION |
| Feb 21, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Oct 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 21, 2020 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOME AMERICAN MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 2020 · Amount on Record |
| Deed Sale | Jul 21, 2020 · Amount on Record |
| Deed Document Number | 202090170 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARAPAHOE CO |
| Recording Date | Aug 5, 2026 |
| Property Address | 955 WATERLOO CT, AURORA, CO 80018-1830 |
| Document Number | 0000054312 |
| Instrument Date | Jul 30, 2026 |
| Instrument | 202654312 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 955 WATERLOO CT, AURORA, CO 80018-1830 |
| Document Number | 0000054312, |
|---|---|
| Date | Aug 5, 2026 |
| Instrument | 202654312 |
| Name | BELLCO CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 28, 2046 |
| Rate | 6.43% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARAPAHOE CO |
| Property Address | 955 WATERLOO CT, AURORA, CO 80018-1830 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00E5011992 |
|---|---|
| Date | Feb 21, 2025 |
| Instrument | E5011992 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARAPAHOE CO |
| Property Address | 955 WATERLOO CT, AURORA, CO 80018-1830 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00E1156503 |
|---|---|
| Date | Oct 13, 2021 |
| Instrument | E1156503 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ARAPAHOE CO |
| Recording Date | Jul 21, 2020 |
| Property Address | 955 WATERLOO CT, AURORA, CO 80018-1830 |
| Document Number | 00E0090170 |
| Map Reference | DOC D8071295 |
| Instrument Date | Jul 14, 2020 |
| Instrument | E0090170 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | GUARDIAN TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $40.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4350 S MONACO ST, 4350, DENVER, CO 80237-3400 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 955 WATERLOO CT, AURORA, CO 80018-1830 |
| Document Number | 00E0090171 |
|---|---|
| Date | Jul 21, 2020 |
| Instrument | E0090171 |
| Name | HOME AMERICAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
Source: Arapahoe County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Arapahoe County |
| Unified School District | Adams-Arapahoe School District 28J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $31,328 (-2.08%) | $511,900 (-) Land $130,000 Building $381,900 | |
| 2025 | $6,473.00 (-9.24%) | $31,994 (-12.51%) | $511,900 (-14.8%) Land $130,000 Building $381,900 |
| 2024 | $7,132.00 (+41.56%) | ||
| 2023 | $36,569 (+36.95%) | $600,800 (+56.38%) Land $120,000 Building $480,800 | |
| 2022 | $5,038.00 (-2.14%) | $26,702 | $384,200 Land $95,000 Building $289,200 |
| 2021 | $5,148.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Jun 2023 · Severe Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| CenturyLink Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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