DuPage County property record for 955 W Bailey Rd, Naperville, IL 60565
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 4,648 sqft · built 1987 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $715,000 (Sep 2023) |
| Tax Bill | $14,608 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Jun 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-25-303-018 |
| Primary APN | 07-25-303-018 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,648 sqft Living Area |
| Gross Area | 5,323 sqft |
| 1st Floor Area | 1,940 sqft |
| 2nd Floor Area | 1,708 sqft |
| Basement Area | 1,675 sqft |
| Finished Basement | 1,000 sqft |
| Unfinished Basement | 675 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Dimensions | 15.6 ft deep x 11 ft wide |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 955 W BAILEY RD |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60565-4127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | BRIGHTON RIDGE UNIT 1 ALL |
| Legal Subdivision | BRIGHTON RIDGE UNIT 1 |
| Legal Lot Number | 56 |
| Legal Unit | 1 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | NAPERVILLE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 846524 |
Source: DuPage County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8033 OXBOW LANDING LOOP, ROSEVILLE, CA 95747-4395 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 18, 2023 | Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Jun 24, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK |
| Oct 5, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2023 · Amount on Record |
| Deed Sale | Sep 18, 2023 · Amount on Record |
| Prior Sale | Mar 30, 1999 · Amount on Record |
| Deed Document Number | 202359959 |
| Prior Transfer Date | Sep 20, 2018 |
| Prior Transfer Doc | 0000094273 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Sep 18, 2023 |
| Property Address | 955 W BAILEY RD, NAPERVILLE, IL 60565-4127 |
| Document Number | 0000059959 |
| Map Reference | DOC R86-158160 |
| Instrument Date | Aug 10, 2023 |
| Instrument | R2023-059959 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $715.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 955 W BAILEY RD, NAPERVILLE, IL 60565-4127 |
| Document Number | 0000059960 |
|---|---|
| Date | Sep 18, 2023 |
| Instrument | R2023-059960 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.35% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 955 W BAILEY RD, NAPERVILLE, IL 60565-4127 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000065513 |
|---|---|
| Date | Jun 24, 2020 |
| Instrument | R2020-065513 |
| Name | FIRST AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | HAMPSHIRE, IL 60140 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jul 1, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Oct 5, 2018 |
| Property Address | 955 W BAILEY RD, NAPERVILLE, IL 60565-4127 |
| Document Number | 0000094273 |
| Instrument Date | Sep 20, 2018 |
| Instrument | 94273 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 955 W BAILEY RD NAPERVILLE IL 605654127, NAPERVILLE, IL 60565-4127 |
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Naperville Township |
| Municipality | Naperville City |
| Unified School District | Indian Prairie Community Unit School District 204 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,608.00 (+11.87%) | $255,759 (+29.77%) Land $71,449 Building $184,310 | $767,277 (+29.77%) Land $214,347 Building $552,930 |
| 2022 | $13,058.00 Homeowner's exemption | $197,080 Land $54,620 Building $142,460 | $591,240 Land $163,860 Building $427,380 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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