955 Via Montanas, Concord, CA 94518 Property Records

Contra Costa County property record for 955 Via Montanas, Concord, CA 94518

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,310 sqft · built 1985
Lot Size	0.356 acres (15,500 sqft)
Owner	Company Name on Record
Tax Bill	$6,616 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`130-482-014-3`

Property Details

APN / Parcel Number

Primary APN	`130-482-014-3`
Alternative APN	`130-482-014`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,310 sqft Living Area
1st Floor Area	2,310 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1987
Lot Area	15,500 sqft (0.356 acres)
Garage Type	Attached
Garage Area	1,085 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	955 VIA MONTANAS
City	CONCORD
State	CA
Zip	94518-4207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	T05700 L0029 B
Legal Subdivision	SUBDIVISION 5700
Legal Tract	05700
Legal Lot Number	29
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1009
Census Tract	337100

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	955 VIA MONTANAS, CONCORD, CA 94518-4207
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage JWH FINANCIAL INC
Jul 24, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jul 25, 2019	Quit Claim Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 18, 2019
Transfer Doc	0000115510
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	955 VIA MONTANAS, CONCORD, CA 94518-4207
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	955 VIA MONTANAS, CONCORD, CA 94518-4207

Mortgage

Document Number	0000324210
Date	Nov 24, 2021
Instrument	2021-324210

Lender

Name	JWH FINANCIAL INC
Type	Funding / Finance Company
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	1.75%

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 24, 2019
Property Address	955 VIA MONTANAS, CONCORD, CA 94518-4207
Document Number	0000114783
Map Reference	MB 273 PG 35
Instrument Date	Jul 18, 2019
Instrument	2019-114783
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	955 VIA MONTANAS, CONCORD, CA 94518-4207

Mortgage

Document Number	0000114784
Date	Jul 24, 2019
Instrument	2019-114784

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 25, 2019
Property Address	955 VIA MONTANAS, CONCORD, CA 94518-4207
Document Number	0000115510
Instrument Date	Jul 18, 2019
Instrument	115510
Transaction Type	Transfer
Record Updated	Jul 31, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	955 VIA MONTANAS CONCORD CA 945184207, CONCORD, CA 94518-4207

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$531,650 (+2%) Land $133,801 Building $397,849
2025	$6,616.00 (+4.83%) Homeowner's exemption	$521,227 (+4.04%) Land $131,178 Building $390,049
2023	$6,311.00 (+1.48%) Homeowner's exemption	$500,988 Land $126,085 Building $374,903
2022	$6,219.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1997–2002)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Dec 2002 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Sonic Telecom.

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