955 Trojan Cir, Troy, MO 63379 Property Records

Lincoln County property record for 955 Trojan Cir, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,486 sqft · built 2005
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,717 (2025)
Deeds & Mortgages	May 2017 Line of Credit Jul 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-70-35-002-012-002.000`

Property Details

APN / Parcel Number

Primary APN	`15-70-35-002-012-002.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,486 sqft Living Area
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Contemporary
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Garage Area	260 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	955 TROJAN CIR
City	TROY
State	MO
Zip	63379-3206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 PINTAIL ESTATES
Legal Range	01W
Legal Township	49N
Legal Section	35
Legal Subdivision	PINTAIL ESTATES
Legal Lot Number	2
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1005
Census Tract	810305

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	955 TROJAN CIR, TROY, MO 63379-3206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2017	Deed of Trust, Mortgage · Line of Credit COMMUNITY STATE BANK OF MISSOURI
Jul 7, 2023	Deed of Trust, Mortgage · Line of Credit COMMUNITY STATE BANK OF MISSOURI
Feb 28, 2006	Deed of Trust, Mortgage · USDA Mortgage USDA
Dec 17, 2025	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2016
Deed Sale	Aug 12, 2016
Prior Sale	Feb 28, 2006 · Amount on Record
Deed Document Number	20166771
Deed Book / Page	2401 / 762
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	955 TROJAN CIR, TROY, MO 63379-3206
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02410/0668
Date	May 9, 2017
Book Page	2410/0668
Instrument	2017004106

Lender

Name	COMMUNITY STATE BANK OF MISSOURI
Type	Bank
Address	BOWLING GREEN, MO 63334

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 5, 2037

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	955 TROJAN CIR, TROY, MO 63379-3206
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 FOURFIELD DR, TROY, MO 63379-4506

Mortgage

Document Number	002491/914
Date	Jul 7, 2023
Book Page	2491/914
Instrument	2023005114

Lender

Name	COMMUNITY STATE BANK OF MISSOURI
Type	Bank
Address	BOWLING GREEN, MO 63334

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jul 7, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	955 TROJAN CIR, TROY, MO 63379-3206
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01833/0592
Date	Feb 28, 2006
Book Page	1833/0592
Instrument	20060002435

Lender

Name	USDA
Type	Government Agency
Address	SAINT LOUIS, MO 63166

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	396 Months
Due	Feb 24, 2039

Interest

Rate	5.37%

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Dec 17, 2025
Property Address	955 TROJAN CIR, TROY, MO 63379-3206
Document Number	002516/771
Book / Page	2516 / 771
Map Reference	MB 14 PG 49
Instrument Date	Dec 12, 2025
Instrument	2025010345
Transaction Type	Transfer
Record Updated	Feb 12, 2026
Title Company	CLEAR TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11218 HEATHROW AVE, SPRING HILL, FL 34609-0222

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	955 TROJAN CIR, TROY, MO 63379-3206
Investor	Possibly a Property Investor

Mortgage

Document Number	2025010346
Date	Dec 17, 2025
Instrument	2025010346

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,436 (-) Land $3,650 Building $24,786
2025	$1,717.00 (+2.69%)	$28,436 (+8.16%) Land $3,650 Building $24,786	$149,660 (+8.16%) Land $19,210 Building $130,450
2023	$1,672.00 (+4.89%)	$26,290 Land $2,850 Building $23,440	$138,370 Land $15,000 Building $123,370
2022	$1,594.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Systec Wireless Communications, Wisper ISP.

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