955 Terrapin St, Bethany Beach, DE 19930 Property Records

Sussex County property record for 955 Terrapin St, Bethany Beach, DE 19930

Property Summary

Property Type	Duplex
Details	4 bd · 1,188 sqft · built 1999
Lot Size	0.253 acres (11,042 sqft)
Owner	Trust Name on File
Last Sale	$65,000 (Mar 2018)
Tax Bill	$1,302 (2026)
Deeds & Mortgages	Sep 2022 Sale Feb 2019 Transfer
Flood Zone	Zone AE (high risk)
APN	`134-13.00-1092.00`

Property Details

APN / Parcel Number

Primary APN	`134-13.00-1092.00`

Interior

Bedrooms	4 Beds
Plumbing Fixtures	20 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,188 sqft Living Area
Elevator	Elevator

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Duplex Single
Lot Area	11,042 sqft (0.253 acres)
Lot Dimensions	120 ft deep x 82 ft wide
Garage Type	Mixed
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	955 TERRAPIN ST
City	BETHANY BEACH
State	DE
Zip	19930
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	TN
Legal Description	TURTLE WALK OF BETHANY LOT 125
Legal Subdivision	BETHANY BEACH
Legal Lot Number	125
Jurisdiction	SUSSEX DE
Township / Civil Division	SELBYVILLE-FRANKFORD
Census Block Group	1
Census Block	1007
Census Tract	51203

Owner

955 Terrapin St, a duplex, is held in a trust since January 2019.

Source: Sussex County records, as of September 18, 2026

Owner of Record	Trust Name on File
Mailing Address	19 SURFSIDE AVE, WINTHROP, MA 02152-2536
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Warranty Deed, Transfer
Feb 5, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2018 · Amount on File
Deed Sale	Mar 27, 2018 · Amount on File
Prior Sale	Oct 31, 2000 · Amount on File
Deed Document Number	201810646
Deed Book / Page	4860 / 195
Last Transfer Date	Jan 3, 2019
Transfer Doc	0050120195
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUSSEX DE
Recording Date	Sep 21, 2022
Property Address	955 TERRAPIN ST # B, B, BETHANY BEACH, DE 19930
Document Number	0057780086
Book / Page	5778 / 86
Instrument Date	Aug 2, 2022
Instrument	20220000043859
Transaction Type	Transfer
Record Updated	May 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	30965 HEATHER LN, BETHANY BEACH, DE 19930-3483

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUSSEX DE
Recording Date	Feb 5, 2019
Property Address	955 TERRAPIN ST, BETHANY BEACH, DE 19930
Document Number	0050120195
Book / Page	005012 / 000195
Instrument Date	Jan 3, 2019
Instrument	3996
Transaction Type	Transfer
Record Updated	Feb 12, 2019

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 576 BETHANY BEACH DE 199300576, BETHANY BEACH, DE 19930-0576

Tax Assessment & Valuation

The 2026 property tax bill for 955 Terrapin St was $1,302, down 0.4% from the year before.

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Municipality	Bethany Beach Town
Unified School District	Indian River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,302.00 (-0.38%)	$37,750 (-) Land $5,900 Building $31,850	$611,900 (-) Land $253,900 Building $358,000
2025	$1,307.00	$37,750 Land $5,900 Building $31,850	$611,900 Land $253,900 Building $358,000
2023	$1,571.00	$37,750 Land $5,900 Building $31,850	$75,500 Land $11,800 Building $63,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 955 Terrapin St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 339 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	473 units insured incl. 134 condo units
Nearby Flood Claims	27 (1987–2024)
Claims Outside the SFHA	5 of 27
Most Recent Claim	Feb 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Severe Winter Storms, High Winds, And Flooding, Feb 1998 · 6 claims Severe Coastal Storm, Jan 1992 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 955 Terrapin St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 95% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHANY BEACH WATER DEPARTMENT serves 12,000 people · EPA ID DE0000556
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Bloosurf Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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