955 Summit Ave, Westfield, NJ 07090 Property Records

Union County and Westfield Town property record for 955 Summit Ave, Westfield, NJ 07090

Property Summary

Property Type	Single Family Home
Details	2,222 sqft · built 1930
Lot Size	0.175 acres (7,606 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,275,000 (Jul 2026)
Tax Bill	$14,955 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-04706-0000-00027`

Property Details

APN / Parcel Number

Primary APN	`20-04706-0000-00027`
Alternative APNs	`2000639000000012A` `200470600027`

Interior

Stories	2 Stories
Building Area	2,222 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Colonial
Construction Type	Frame
Lot Area	7,606 sqft (0.175 acres)
Lot Dimensions	169 ft deep x 45 ft wide

Location & Zoning

Old Parcel Number	2000639000000012A
Street Address	955 SUMMIT AVE
City	WESTFIELD
State	NJ
Zip	07090-2630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WESTFIELD PKWY
Legal Block	4706
Legal Lot Number	27
Jurisdiction	UNION NJ
Township / Civil Division	WESTFIELD
Census Block Group	4
Census Block	4020
Census Tract	36700

Owner

Source: Union County and Westfield Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	955 SUMMIT AVE, WESTFIELD, NJ 07090-2630
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2026 · Amount on Record
Deed Sale	Jul 6, 2026 · Amount on Record
Prior Sale	Aug 20, 2009 · Amount on Record
Deed Document Number	202656037
Deed Book / Page	6624 / 187
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Jul 6, 2026
Property Address	955 SUMMIT AVE, WESTFIELD, NJ 07090-2630
Document Number	0000056037
Book / Page	6624 / 187
Instrument Date	Jun 8, 2026
Instrument	202656037
Transaction Type	Transfer
Record Updated	Jul 20, 2026
Title Company	BELMONT TITLE INC, BELMONT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$128,775.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	955 SUMMIT AVE, WESTFIELD, NJ 07090-2630
Investor	Possibly a Property Investor

Mortgage

Document Number	0000094332,
Date	Jul 6, 2026
Book Page	15825/102
Instrument	202694332

Lender

Name	EMBRACE HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Union County and Westfield Town assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Westfield Town
Unified School District	Westfield Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$652,500 (-) Land $420,000 Building $232,500	$652,500 (-) Land $420,000 Building $232,500
2025	$14,955.00 (+1.78%)	$652,500 (-) Land $420,000 Building $232,500	$652,500 (-) Land $420,000 Building $232,500
2024	$14,694.00 (+4.26%)
2023		$652,500 Land $420,000 Building $232,500	$652,500 Land $420,000 Building $232,500
2022	$14,094.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	4 (1999–2025)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Optimum, T-Mobile.

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