955 Spearhead Cir, Clarkrange, TN 38553 Property Records

Fentress County property record for 955 Spearhead Cir, Clarkrange, TN 38553

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,834 sqft · built 2021
Lot Size	5.01 acres (218,236 sqft)
Owner	2 Individual Names on Record
Last Sale	$30,000 (Aug 2019)
Tax Bill	$1,530 (2025)
Deeds & Mortgages	Apr 2020 Construction Loan Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`025150 01160`

Property Details

APN / Parcel Number

Primary APN	`025150 01160`
Alternative APN	`150 01160`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,834 sqft Living Area
1st Floor Area	1,834 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Siding
Roof Type	Wood Truss
Roof Material	Composition Shingle
Lot Area	218,236 sqft (5.01 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Pool Area	600 sqft
Porch	Patio
Patio Area	900 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	955 SPEARHEAD CIR
City	CLARKRANGE
State	TN
Zip	38553-5055
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04, COUNTY AREA: R64
Legal Subdivision	SPEARHEAD
Legal Lot Number	20
Jurisdiction	FENTRESS TN
Township / Civil Division	4
Census Block Group	2
Census Block	2007
Census Tract	965300

Owner

Source: Fentress County records, as of April 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	278 ANNE RD, MONTEREY, TN 38574-7153
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2020	Deed of Trust, Mortgage · Construction Mortgage SMARTBANK
Jan 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage SMARTBANK
Apr 1, 2020	Correction Deed ATTORNEY ONLY
Aug 30, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2019 · Amount on Record
Deed Sale	Aug 30, 2019 · Amount on Record
Deed Document Number	20192506
Deed Book / Page	304 / 674
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FENTRESS TN
Property Address	955 SPEARHEAD CIR, CLARKRANGE, TN 38553-5055
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003140903
Date	Apr 1, 2020
Book Page	314/903
Instrument	20001026

Lender

Name	SMARTBANK
Type	Bank
Address	COOKEVILLE, TN 38501

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Mar 30, 2021

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FENTRESS TN
Property Address	955 SPEARHEAD CIR, CLARKRANGE, TN 38553-5055
Transaction Type	Mortgage
Record Updated	Jan 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003560258
Date	Jan 25, 2022
Book Page	356/258
Instrument	22000369

Lender

Name	SMARTBANK
Type	Bank
Address	PIGEON FORGE, TN 37868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

April 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	FENTRESS TN
Recording Date	Apr 1, 2020
Property Address	955 SPEARHEAD CIR, CLARKRANGE, TN 38553-5055
Document Number	0003140900
Book / Page	000314 / 000900
Instrument Date	Mar 18, 2020
Instrument	1025
Record Updated	Jun 25, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	SPEAR HEAD CIR CLARKRANGE TN 38553, CLARKRANGE, TN 38553

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FENTRESS TN
Recording Date	Aug 30, 2019
Property Address	955 SPEARHEAD CIR, CLARKRANGE, TN 38553-5055
Document Number	0003040674
Book / Page	000304 / 000674
Instrument Date	Aug 28, 2019
Instrument	2506
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$111.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 ANN RD MONTEREY TN 385747153, MONTEREY, TN 38574-7153

Tax Assessment & Valuation

Source: Fentress County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Fentress County
Unified School District	Fentress County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,530.00 (+17.15%)	$113,325 (-) Land $12,475 Building $100,850
2023		$113,325 (+65.68%) Land $12,475 Building $100,850	$453,300 (+65.68%) Land $49,900 Building $403,400
2022	$1,306.00	$68,400 Land $9,150 Building $59,250	$273,600 Land $36,600 Building $237,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 2, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 90% of Tennessee
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000

Cell Coverage

4G LTE only, no 5G reported

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