955 Simmerhorn Rd, Galt, CA 95632 Property Records

Sacramento County property record for 955 Simmerhorn Rd, Galt, CA 95632

Property Summary

Property Type	Service Station (Full Service)
Details	4,986 sqft · built 2015
Lot Size	1.61 acres (70,567 sqft)
Owner	Company Name on Record
Tax Bill	$100,684 (2025)
Deeds & Mortgages	Aug 2021 Second Mortgage Feb 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`150-0042-098-0000`

Property Details

APN / Parcel Number

Primary APN	`150-0042-098-0000`

Interior

Building Area	4,986 sqft Total Area
1st Floor Area	4,986 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	70,567 sqft

Location & Zoning

Street Address	955 SIMMERHORN RD
City	GALT
State	CA
Zip	95632-8501
Property Category	Commercial
Property Type	Commercial > Retail > Service Station (Full Service)
Local Zoning Code	HC
Legal Description	PCL C & D PM 101-8 EXC THE E 124FT OF SD PCL D
Legal Subdivision	WHITAKER SUBDIVISION #1
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1023
Census Tract	9408

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3108 E PINTAIL WAY, ELK GROVE, CA 95757-8206
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FARMERS & MERCHANTS BANK OF CENTRAL CA
Feb 13, 2024	Deed of Trust, Mortgage · SBA Mortgage THE MORTGAGE CAPITAL DEVELOPMENT CORP
Nov 1, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIVE STAR BANK
Nov 1, 2023	Grant Deed, Transfer · Commercial Mortgage FIVE STAR BANK
Aug 6, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FARMERS & MERCHANTS BANK OF CENTRAL CA
Jul 12, 2018	Deed of Trust, Mortgage FARMERS & MERCHANTS BK/CTRL CA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 27, 2023
Transfer Doc	2023000875
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	955 SIMMERHORN RD, GALT, CA 95632-8501
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12393 N HIGHWAY 99, LODI, CA 95240-7269

Mortgage

Document Number	0000001597
Date	Aug 6, 2021
Instrument	202108061597

Lender

Name	FARMERS & MERCHANTS BANK OF CENTRAL CA
Type	Bank
Address	LODI, CA 95241

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	955 SIMMERHORN RD, GALT, CA 95632-8501
Transaction Type	Mortgage
Record Updated	Feb 23, 2024
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	955 SIMMERHORN RD, GALT, CA 95632-8501

Mortgage

Document Number	0000001044
Date	Feb 13, 2024
Instrument	202402131044

Lender

Name	THE MORTGAGE CAPITAL DEVELOPMENT CORP
Type	Mortgage Company
Address	OAKLAND, CA 94612

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	955 SIMMERHORN RD, GALT, CA 95632-8501
Transaction Type	Mortgage
Record Updated	Nov 13, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000882
Date	Nov 1, 2023
Instrument	202311010882

Lender

Name	FIVE STAR BANK
Type	Bank
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	5 Months
Due	Apr 25, 2024

Interest

Rate Type	Adjustable Rate

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 1, 2023
Property Address	955 SIMMERHORN RD, GALT, CA 95632-8501
Document Number	0000000875
Map Reference	MB 101 PG 8
Instrument Date	Oct 27, 2023
Instrument	202311010875
Transaction Type	Transfer
Record Updated	Nov 13, 2023
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31088N E PINTAIL WAY, ELK GROVE, CA 95757

Mortgage

Document Number	0000000876
Date	Nov 1, 2023
Instrument	202311010876

Lender

Name	FIVE STAR BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000000878
Date	Nov 1, 2023
Instrument	202311010878

Lender

Name	FIVE STAR BANK
Type	Bank
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	955 SIMMERHORN RD, GALT, CA 95632-8501
Transaction Type	Mortgage
Record Updated	Aug 20, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12393 N HIGHWAY 99, LODI, CA 95240-7269

Mortgage

Document Number	8060000001597
Date	Aug 6, 2021
Book Page	20210806/1597

Lender

Name	FARMERS & MERCHANTS BANK OF CENTRAL CA
Type	Bank
Address	LODI, CA 95241

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	955 SIMMERHORN RD, GALT, CA 95632-8501
Document Number	1810040635
Instrument Date	Jul 12, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12393 N HIGHWAY 99 LODI CA 952407269, LODI, CA 95240-7269

Mortgage

Document Number	1810040635
Date	Oct 4, 2018
Instrument	1810040635

Lender

Name	FARMERS & MERCHANTS BK/CTRL CA
Type	Bank
Address	PO BOX 3000, LODI, CA 95241-1902

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$9,688,242 (+10.64%) Land $5,326,848 Building $4,361,394
2025	$100,684.00 (+101.82%)	$8,756,700 (+97.58%) Land $5,222,400 Building $3,534,300
2023	$49,889.00 (+3.67%)	$4,431,896 Land $953,020 Building $3,478,876
2022	$48,124.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1998–2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

Nearby Properties on Simmerhorn Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures