955 Scenic Dr, Vilas, NC 28692 Property Records

Watauga County property record for 955 Scenic Dr, Vilas, NC 28692

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 5,668 sqft · built 1999
Lot Size2.21 acres (96,660 sqft)
Owner2 Individual Names on Record
Last Sale$817,000 (Oct 2020)
Tax Bill$4,622 (2025)
Deeds & MortgagesOct 2020 Mortgage
Oct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1991-00-3401-000

Property Details

APN / Parcel Number

Primary APN1991-00-3401-000
Alternative APN
  • 1816532

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures15 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area5,668 sqft Living Area
1st Floor Area1,040 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleRustic
Exterior MaterialLogs
Foundation TypeFooting
Roof MaterialAsphalt
Lot Area96,660 sqft (2.21 acres)
Garage TypeBasement
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area446 sqft
Patio Area216 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelGas

Location & Zoning

Account Number1816532
Street Address955 SCENIC DR
CityVILAS
StateNC
Zip28692-8440
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREM LOT 10-11 LAUREL RIDGE AKA LOT 10-C
Legal SubdivisionLAUREL RIDGE
Legal Lot Number10-11
JurisdictionWATAUGA NC
Township / Civil DivisionWATAUGA
Census Block Group2
Census Block2007
Census Tract920300

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2017 SPRINGDALE AVE, CHARLOTTE, NC 28203-5327
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BK
Oct 7, 2020Warranty Deed, Transfer · Conventional Mortgage
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 7, 2020 · Amount on Record
Deed SaleOct 7, 2020 · Amount on Record
Prior SaleJul 9, 2014 · Amount on Record
Deed Document Number2020696319
Deed Book / Page2130 / 154
Prior Transfer DateMay 8, 2006
Prior Transfer Doc0011920825
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address955 SCENIC DR, VILAS, NC 28692-8440
Document Number0021300161
Instrument DateOct 7, 2020
Transaction TypeMortgage
Record UpdatedOct 16, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address955 SCENIC DR VILAS NC 286928440, VILAS, NC 28692-8440

Mortgage

Document Number0021300161
DateOct 7, 2020
Book Page002130/000161
Instrument696320
Lender
NameFLAGSTAR BK
TypeBank
AddressTROY, MI 48098-2639
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 6, 2050

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateOct 7, 2020
Property Address955 SCENIC DR, VILAS, NC 28692-8440
Document Number0021300154
Book / Page2130 / 154
Map ReferenceMB 22 PG 296
Instrument DateSep 29, 2020
Instrument696319
Transaction TypeTransfer
Record UpdatedSep 21, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,634.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5757 VALENTE PL, 5757, SARASOTA, FL 34238-1705

Transferred To (Grantee/Buyer)

NameVerified Name
Address2017 SPRINGDALE AVE, CHARLOTTE, NC 28203-5327

Mortgage

Document Number696320
DateOct 7, 2020
Instrument696320
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,400,800 (+14.37%) Land $133,100 Building $1,267,700
2025$4,622.00 (+11.7%)$1,224,800 (+11.7%) Land $133,100 Building $1,091,700
2024$4,138.00$1,096,500 Land $133,100 Building $963,400
2023$1,096,500 Land $133,100 Building $963,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims7 (2013–2024)
Claims Outside the SFHA3 of 7
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 67% of North Carolina
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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